Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
-
Tight liquidity NBB
Cash and receivables cover 20 % of short-term debt in 2025; threshold 65 %.
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Busy address KBO
19 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
Credix Finance from Antwerpen, company number BE0777287031, closed financial year 2025 with a result of € -2 million after tax. For that financial year Credix Finance recorded a gross margin of € -1.2 million and equity of € 3.7 million. Compared with financial year 2024, the result moved from € -2.2 million to € -2 million. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on September 30, 2026.
€ 3.7 million
▼ 42% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -2 million
▲ 9 % less loss than in 2024
Profit after tax over the fiscal year.
€ 651,201
▲ 50% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -9 million.
People and assets in 2025
1.3
Average over the fiscal year, from the social balance sheet.
€ 130,736
▼ 14% vs 2024
€ 100,600 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 14,422
▼ 55% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 587,999
▲ 157% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 23,238
▼ 38% vs 2024
Wages, holiday pay and social contributions still to pay. No outstanding taxes.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -1,981,332 | € -2,746,999 | € -1,466,683 | € -1,244,636 | ▲ € 222,047 |
| Profit after taxes | € -2,429,291 | € -2,904,189 | € -2,183,371 | € -1,988,396 | ▲ € 194,975 |
| Equity | € 10,849,488 | € 7,945,299 | € 6,384,130 | € 3,676,740 | ▼ 42% |
| Total debts | € 476,123 | € 516,996 | € 276,163 | € 5,986,338 | ▲ € 5.7 million |
| Cash | € 10,654,787 | € 5,952,035 | € 433,640 | € 651,201 | ▲ 50% |
| Retained profit | € -2,429,291 | € -5,333,480 | € -7,930,379 | € -9,000,183 | ▼ € 1.1 million |
| Bank debt | € 0 | € 2,627 | € 0 | € 0 | |
| Balance sheet total | € 11,325,610 | € 8,462,295 | € 6,660,293 | € 9,663,078 | ▲ 45% |
| Employees (FTE) | - | - | - | 1.3 |
Key figures of Credix Finance, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Credix Finance?
What happened at Credix Finance in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 2 million. filed late Source: NBB ↗
- New establishment in Antwerpen. KBO
- Chaïm Juan Finizola E Silva became a director. NBB
- Maxim Piessen became a director. NBB
- Start of the company according to the CBE. KBO
- Thomas Bohner became a director. NBB
In short
From € 2.4 million loss in 2022 to € 2 million loss in 2025.
Management
The stake of Geodesic Green Rush comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
Credix FinanceBehind Credix Finance are Thomas Bohner, Chaïm Juan Finizola E Silva and Maxim Piessen. The shares are held by Geodesic Green Rush (0.2%).
Directors
According to the 2025 annual accounts
Thomas Bohner
Director
since 2021
Chaïm Juan Finizola E Silva
Director
since 2021
Maxim Piessen
Director
since 2021
Shareholders
0.2%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Scheldestraat 11
2000 Antwerpen
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 19 companies are registered at this address.
All companies at this address →Triumph
BUNDL HOLDING
€ 22,605 gross margin · 2026
ROGER
€ 608,668 gross margin · 2025
RECNEPS
€ 456,838 gross margin · 2025
Hyphen Finance
€ 24.5 million revenue · 2025
+14 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
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Website info
Features
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Details
- Company number
- 0777.287.031
- VAT number
- BE 0777.287.031
- Registered office
- Scheldestraat 11, 2000 Antwerpen
- Names & denominations
- Credix Finance · Credix
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 10 November 2021
- Peppol
- Active · Active since 18 Dec 2025
- Contact
- credix.finance [email protected]
- Activities · NACE
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Ontwerpen van computerprogramma’s
Computerconsultancy-activiteiten
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Webportalen
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