Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 38 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
CIB550 from Roosdaal, company number BE0776771644, closed financial year 2025 with a result of € -61,223 after tax. For that financial year CIB550 recorded a gross margin of € 7,610 and equity of € 12,458. Compared with financial year 2024, the result moved from € 1,807 to € -61,223. The company made a loss. The buffer shrank hard: equity is 83 % below last year. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 29, 2026.
€ 12,458
▼ 83% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -61,223
▼ still € 1,807 profit in 2024
Profit after tax over the fiscal year.
€ 4,235
▼ 91% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 9,458.
People and assets in 2025
€ 2,314
▼ 57% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 262,036
▲ € 261,914 vs 2024
€ 14,753 is repaid this year. At this pace the long-term loan is gone in ≈ 18 years.
€ 4,058
▼ 31% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 6,598
▼ 50% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 58,168 | € 44,800 | € 6,276 | € 7,610 | ▲ 21% |
| Profit after taxes | € 42,727 | € 32,447 | € 1,807 | € -61,223 | ▼ € 63,030 |
| Equity | € 44,094 | € 72,708 | € 73,681 | € 12,458 | ▼ 83% |
| Total debts | € 20,058 | € 32,715 | € 19,656 | € 299,958 | ▲ € 280,301 |
| Cash | € 24,926 | € 37,589 | € 49,079 | € 4,235 | ▼ 91% |
| Land & buildings | - | - | - | € 286,401 | |
| Retained profit | € 41,094 | € 69,708 | € 70,681 | € 9,458 | ▼ 87% |
| Dividend | € 1,633 | € 3,833 | € 833 | € 0 | ▼ 100% |
| Bank debt | € 0 | € 30 | € 122 | € 262,036 | ▲ € 261,914 |
| Balance sheet total | € 64,152 | € 105,423 | € 93,338 | € 312,416 | ▲ 235% |
Key figures of CIB550, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to CIB550?
What happened at CIB550 in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 61,223 (▼ € 63,030 vs 2024). filed late Source: NBB ↗
- Rosalie Van Waeyenberge became a director. NBB
- New establishment in Roosdaal. KBO
- Wim Verbeke became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 42,727 profit in 2022 to € 61,223 loss in 2025.
Paid € 19,475 in corporate taxes since 2022.
Best year ever: 2022, with € 42,727 profit.
Paid out € 6,299 in dividends to the owners in total.
Management
Behind CIB550 are Rosalie Van Waeyenberge and Wim Verbeke. Rosalie Van Waeyenberge is also behind SIVEX AGRO and DIGITAL DISTRIBUTION.
Directors
According to the 2025 annual accounts
since 2023
Wim Verbeke
Director
since 2021
Establishments
Establishment units
Physical locations of this company
Hunselstraat 11
1760 Roosdaal
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0776.771.644
- VAT number
- BE 0776.771.644
- Registered office
- Hunselstraat 11, 1760 Roosdaal
- Names & denominations
- CIB550
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 3 November 2021
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