Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 2 of the last 3 fiscal years.
-
Tight liquidity NBB
Cash and receivables cover 48 % of short-term debt in 2024; threshold 65 %.
Financials
Financial year 2024
BM IMMOBILIER from Saint-Ghislain, company number BE0776488265, closed financial year 2024 with a result of € -50,639 after tax. For that financial year BM IMMOBILIER recorded a gross margin of € -27,204 and equity of € -49,355. Compared with financial year 2023, the result moved from € 10,165 to € -50,639. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on September 26, 2025.
€ -49,355
▼ € 50,639 vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -50,639
▼ still € 10,165 profit in 2023
Profit after tax over the fiscal year.
€ 26,177
▼ 63% vs 2023
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -64,355.
People and assets in 2024
€ 25,855
▼ 28% vs 2023
Book value of vehicles, furniture and equipment.
Debts at end 2024
€ 590,760
▲ € 567,308 vs 2023
€ 7,366 is repaid this year. At this pace the long-term loan is gone in ≈ 80 years.
€ 77,563
▲ € 71,368 vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 165
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|
| Revenue | - | € 100 | - | |
| Gross margin | € -11,803 | € 28,870 | € -27,204 | ▼ € 56,074 |
| Profit after taxes | € -23,880 | € 10,165 | € -50,639 | ▼ € 60,804 |
| Equity | € -8,880 | € 1,285 | € -49,355 | ▼ € 50,639 |
| Total debts | € 195,853 | € 201,712 | € 827,026 | ▲ € 625,314 |
| Cash | € 51 | € 70,468 | € 26,177 | ▼ 63% |
| Land & buildings | € 48,231 | - | - | |
| Retained profit | € -23,880 | € -13,715 | € -64,355 | ▼ € 50,639 |
| Bank debt | € 31,400 | € 23,453 | € 590,760 | ▲ € 567,308 |
| Balance sheet total | € 186,973 | € 202,996 | € 777,671 | ▲ 283% |
Key figures of BM IMMOBILIER, fiscal years 2022 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to BM IMMOBILIER?
What happened at BM IMMOBILIER in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: loss of € 50,639 (▼ € 60,804 vs 2023). filed late Source: NBB ↗
- New establishment in Saint-Ghislain. KBO
- Michele BONFITTO became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 23,880 loss in 2022 to € 50,639 loss in 2024.
Paid € 165 in corporate taxes since 2022.
Best year ever: 2023, with € 10,165 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind BM IMMOBILIER is Michele BONFITTO.
Directors
According to the 2024 annual accounts
Michele BONFITTO
Director
since 2021
Establishments
Establishment units
Physical locations of this company
Rue Royale(T) 25
7333 Saint-Ghislain
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0776.488.265
- VAT number
- BE 0776.488.265
- Registered office
- Rue Royale(T) 25, 7333 Saint-Ghislain
- Names & denominations
- BM IMMOBILIER
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 26 October 2021
- Peppol
- Active · Active since 3 Apr 2026
- Contact
- 0479/882925
- Activities · NACE
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