Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 51 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
SEKUUR! from Puurs-Sint-Amands, company number BE0775819559, closed financial year 2025 with a result of € 43,924 after tax. For that financial year SEKUUR! recorded a gross margin of € 712,521 and equity of € 59,835. Compared with financial year 2024, the result moved from € 64,197 to € 43,924. The company is profitable. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on April 3, 2026.
€ 59,835
▼ 8% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 43,924
▼ 32% vs 2024
Profit after tax over the fiscal year.
€ 196,008
▼ 5% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 49,000 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
5.6
▼ 0.2 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 380,827
▲ 6% vs 2024
€ 68,000 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 19,504
▼ 3% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 1.5 million
▼ 13% vs 2024
€ 247,598 is repaid this year. At this pace the long-term loan is gone in ≈ 6 years.
€ 32,385
▲ 17% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 54,621
▲ 15% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 413,332 | € 734,616 | € 718,730 | € 712,521 | ▼ 1% |
| Profit after taxes | € 7,763 | € 102,550 | € 64,197 | € 43,924 | ▼ 32% |
| Equity | € 27,763 | € 53,314 | € 64,911 | € 59,835 | ▼ 8% |
| Total debts | € 2,194,021 | € 2,146,728 | € 1,875,503 | € 1,646,153 | ▼ 12% |
| Cash | € 102,011 | € 237,432 | € 207,220 | € 196,008 | ▼ 5% |
| Land & buildings | € 6,380 | € 51,931 | € 46,367 | € 40,803 | ▼ 12% |
| Retained profit | € 7,763 | € 33,314 | € 44,911 | € 39,835 | ▼ 11% |
| Dividend | € 0 | € 77,000 | € 52,600 | € 49,000 | ▼ 7% |
| Bank debt | € 2,142,021 | € 1,960,236 | € 1,734,420 | € 1,505,250 | ▼ 13% |
| Balance sheet total | € 2,221,784 | € 2,200,042 | € 1,940,414 | € 1,705,988 | ▼ 12% |
| Employees (FTE) | - | - | 5.8 | 5.6 | ▼ 0.2 |
Key figures of SEKUUR!, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to SEKUUR!?
What happened at SEKUUR! in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 43,924 (▼ 32% vs 2024). Source: NBB ↗
- New establishment in Willebroek. KBO
- New establishment in Duffel. KBO
- New establishment in Puurs-Sint-Amands. KBO
- New establishment in Boom. KBO
- Start of the company according to the CBE. KBO
- VERZEKERINGEN BART PAUWELS BV became a director. NBB
- Zakenkantoor Kevin Van Oorschot BV became a director. NBB
In short
From € 7,763 profit in 2022 to € 43,924 profit in 2025.
Paid € 45,089 in corporate taxes since 2022.
Best year ever: 2023, with € 102,550 profit.
On average € 127,200 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind SEKUUR! are VERZEKERINGEN BART PAUWELS BV and Zakenkantoor Kevin Van Oorschot BV. VERZEKERINGEN BART PAUWELS BV is also behind Bart Pauwels & Partners.
Directors
According to the 2025 annual accounts
Director · represented by Bartholomeus Pauwels
Also active at: Bart Pauwels & Partners
since 2021
Zakenkantoor Kevin Van Oorschot BV
Director · represented by Kevin Van Oorschot
since 2021
Establishments
Establishment units
Physical locations of this company
Begijnhofstraat 36 box 1
2870 Puurs-Sint-Amands
Dokter Persoonslaan 1 box GVL
2830 Willebroek
Active since 15 October 2021
Kerkstraat 21
2570 Duffel
Active since 15 October 2021
Wipplein 5 box 8
2850 Boom
Active since 15 October 2021
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0775.819.559
- VAT number
- BE 0775.819.559
- Registered office
- Begijnhofstraat 36 bus 1, 2870 Puurs-Sint-Amands
- Names & denominations
- SEKUUR!
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 15 October 2021
- Peppol
- Active · Active since 11 Sept 2024
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars