Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 37 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Z-Karma from Fernelmont, company number BE0775592796, closed financial year 2025 with a result of € -28,763 after tax. For that financial year Z-Karma recorded a gross margin of € -20,558 and equity of € 46,856. Compared with financial year 2024, the result moved from € -4,739 to € -28,763. The company made a loss. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on September 25, 2026.
€ 46,856
▼ 38% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -28,763
▼ 507 % more loss than in 2024
Profit after tax over the fiscal year.
€ 144,111
▲ 77% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 45,856.
People and assets in 2025
€ 1,621
▲ 111% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 978
Loans from banks and other lenders, long and short.
€ 1,331
▼ 13% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 898
▼ 90% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 55,186 | € 45,015 | € -906 | € -20,558 | ▼ € 19,652 |
| Profit after taxes | € 44,014 | € 35,343 | € -4,739 | € -28,763 | ▼ € 24,024 |
| Equity | € 45,014 | € 80,358 | € 75,618 | € 46,856 | ▼ 38% |
| Total debts | € 2,170 | € 19,986 | € 10,568 | € 393,743 | ▲ € 383,174 |
| Cash | € 34,721 | € 5,108 | € 81,256 | € 144,111 | ▲ 77% |
| Land & buildings | - | - | € 1,584 | € 285,479 | ▲ € 283,896 |
| Retained profit | € 44,014 | € 79,358 | € 74,618 | € 45,856 | ▼ 39% |
| Bank debt | € 0 | € 0 | € 0 | € 978 | |
| Balance sheet total | € 47,184 | € 100,344 | € 86,187 | € 440,598 | ▲ € 354,411 |
Key figures of Z-Karma, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Z-Karma?
What happened at Z-Karma in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 28,763. filed late Source: NBB ↗
- New establishment in Eghezée. KBO
- Start of the company according to the CBE. KBO
In short
From € 44,014 profit in 2022 to € 28,763 loss in 2025.
Paid € 19,839 in corporate taxes since 2022.
Best year ever: 2022, with € 44,014 profit.
Establishments
Establishment units
Physical locations of this company
Rue de Tillier, March. 21
5380 Fernelmont
Rue de Winée,Leuze 12C
5310 Eghezée
Active since 11 October 2021
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0775.592.796
- VAT number
- BE 0775.592.796
- Registered office
- Rue de Tillier, March. 21, 5380 Fernelmont
- Names & denominations
- Z-Karma
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 11 October 2021
- Peppol
- Active · Active since 31 Dec 2025
- Contact
- [email protected] +32477957434
- Activities · NACE
Activiteiten van kuuroorden, sauna’s en stoombaden
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Verhuur en exploitatie van eigen of geleased niet-residentieel onroerend goed, exclusief terreinen
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Ontwerpen van computerprogramma’s
Groothandel in informatie- en communicatieapparatuur
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