Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 36 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Lowette Insurance from Houthalen-Helchteren, company number BE0775576663, closed financial year 2025 with a result of € 40,920 after tax. For that financial year Lowette Insurance recorded a gross margin of € 168,657 and equity of € 292,717. Compared with financial year 2024, the result moved from € 50,284 to € 40,920. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 30, 2026.
€ 292,717
▲ 16% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 40,920
▼ 19% vs 2024
Profit after tax over the fiscal year.
€ 22,545
▲ 116% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 287,717.
People and assets in 2025
€ 29,369
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 4,862
▲ € 4,545 vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 142,634
▲ 3% vs 2024
€ 66,090 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 19,108
▲ 11% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 3,512
▼ 93% vs 2024
Wages, holiday pay and social contributions still to pay. No outstanding taxes.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 180,253 | € 248,973 | € 148,659 | € 168,657 | ▲ 13% |
| Profit after taxes | € 69,182 | € 127,333 | € 50,284 | € 40,920 | ▼ 19% |
| Equity | € 74,182 | € 201,514 | € 251,798 | € 292,717 | ▲ 16% |
| Total debts | € 747,413 | € 552,088 | € 414,232 | € 270,049 | ▼ 35% |
| Cash | € 17,384 | € 14,311 | € 10,442 | € 22,545 | ▲ 116% |
| Land & buildings | - | - | € 7,901 | € 7,102 | ▼ 10% |
| Retained profit | € 69,182 | € 196,514 | € 246,798 | € 287,717 | ▲ 17% |
| Bank debt | € 676,437 | € 384,631 | € 138,054 | € 142,634 | ▲ 3% |
| Balance sheet total | € 821,595 | € 753,603 | € 666,030 | € 562,767 | ▼ 16% |
Key figures of Lowette Insurance, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Lowette Insurance?
What happened at Lowette Insurance in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 40,920 (▼ 19% vs 2024). filed late Source: NBB ↗
- New establishment in Houthalen-Helchteren. KBO
- Start of the company according to the CBE. KBO
In short
From € 69,182 profit in 2022 to € 40,920 profit in 2025.
Paid € 77,066 in corporate taxes since 2022.
Best year ever: 2023, with € 127,333 profit.
Management
Behind Lowette Insurance is Jurgen Lowette. Jurgen Lowette is also behind JURGEN LOWETTE CONSULTING.
Directors
According to the 2025 annual accounts
Establishments
Establishment units
Physical locations of this company
Kazernelaan 38 box b
3530 Houthalen-Helchteren
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Certifications & Partners
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Microsoft 365
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Details
- Company number
- 0775.576.663
- VAT number
- BE 0775.576.663
- Registered office
- Kazernelaan 38 bus b, 3530 Houthalen-Helchteren
- Names & denominations
- Lowette Insurance
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 11 October 2021
- Peppol
- Active · Active since 18 Aug 2025
- Contact
- jl-c.be
- Activities · NACE
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