Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 31 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
MB&A from Gent, company number BE0775562906, closed financial year 2025 with a result of € -5,144 after tax. For that financial year MB&A recorded a gross margin of € -3,530 and equity of € 22,371. Compared with financial year 2024, the result moved from € -5,825 to € -5,144. The company made a loss. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on August 21, 2026.
€ 22,371
▼ 19% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -5,144
▲ 12 % less loss than in 2024
Profit after tax over the fiscal year.
€ 309
▼ 99% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -17,629.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 58,998
▲ € 56,978 vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 15,000
Loans from banks and other lenders, long and short.
€ 4,463
▼ 17% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 5
▼ 95% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 9,948 | € 7,627 | € 155 | € -3,530 | ▼ € 3,685 |
| Profit after taxes | € -1,982 | € -4,678 | € -5,825 | € -5,144 | ▲ € 681 |
| Equity | € 38,018 | € 33,341 | € 27,515 | € 22,371 | ▼ 19% |
| Total debts | € 18,380 | € 20,310 | € 21,104 | € 46,229 | ▲ 119% |
| Cash | € 31,221 | € 40,018 | € 40,368 | € 309 | ▼ 99% |
| Retained profit | € -1,982 | € -6,659 | € -12,485 | € -17,629 | ▼ € 5,144 |
| Bank debt | € 15,000 | € 15,000 | € 15,000 | € 15,000 | |
| Balance sheet total | € 56,398 | € 53,651 | € 48,619 | € 68,601 | ▲ 41% |
Key figures of MB&A, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to MB&A?
What happened at MB&A in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 5,144. filed late Source: NBB ↗
- Incorporation, published in the Gazette. Source: Staatsblad ↗
- New establishment in Gent. KBO
In short
From € 1,982 loss in 2022 to € 5,144 loss in 2025.
Paid € 5 in corporate taxes since 2022.
Management
Behind MB&A is Mathias Schepens.
Directors
According to the 2025 annual accounts
Mathias Schepens
Director
Establishments
Establishment units
Physical locations of this company
Everstraat 3
9040 Gent
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Shareholders according to the Official Gazette deeds
Who contributed at incorporation and at capital increases, with the deed as source. Later share transfers are not published in the Gazette.
Incorporation
Source: Deed ↗- SCHEPENS Mathias(oprichter) 75%
- SCHEPENS Thomas(inschrijver) 25%
Details
- Company number
- 0775.562.906
- VAT number
- BE 0775.562.906
- Registered office
- Everstraat 3, 9040 Gent
- Names & denominations
- MB&A
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 11 October 2021
- Peppol
- Active · Active since 31 Dec 2025
- Activities · NACE
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