What does V PLUS W VERZEKERINGEN do?

V PLUS W VERZEKERINGEN is an insurance broker in Koekelare. Private Limited, started on 7 October 2021, 3 establishments.

What is the address of V PLUS W VERZEKERINGEN?

The registered office of V PLUS W VERZEKERINGEN is located at Moerestraat 29, 8680 Koekelare.

Is V PLUS W VERZEKERINGEN still active?

Yes. According to the CBE (30 October 2026) V PLUS W VERZEKERINGEN is active, legal situation “Normale toestand”, started on 7 October 2021.

Is V PLUS W VERZEKERINGEN registered on Peppol?

Yes, V PLUS W VERZEKERINGEN is registered on the Peppol network with ID 0208:0775482336.

What is the enterprise number of V PLUS W VERZEKERINGEN?

The enterprise number of V PLUS W VERZEKERINGEN is BE0775482336.

When was V PLUS W VERZEKERINGEN founded?

V PLUS W VERZEKERINGEN was founded on 7 October 2021.

Is V PLUS W VERZEKERINGEN a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 7 October 2021; 4 annual accounts filed, latest fiscal year 2025; 4 directors known from the annual account; 3 establishments in the CBE.

How much profit did V PLUS W VERZEKERINGEN make in 2025?

V PLUS W VERZEKERINGEN posted a profit after taxes of € 499,225 in financial year 2025.

What is the revenue of V PLUS W VERZEKERINGEN?

As a small company, V PLUS W VERZEKERINGEN is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 803,635.

How much does an employee at V PLUS W VERZEKERINGEN earn?

The average wage cost per full-time employee at V PLUS W VERZEKERINGEN was € 32,000 in 2025: staff costs of € 121,558 for 3.8 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

How many employees does V PLUS W VERZEKERINGEN have?

According to the 2025 annual accounts, V PLUS W VERZEKERINGEN has 3.8 full-time equivalents (FTE).

V PLUS W VERZEKERINGEN (Private Limited) - Koekelare

Q: Who are the directors of V PLUS W VERZEKERINGEN?

According to the 2025 annual accounts, the directors of V PLUS W VERZEKERINGEN are: Verschingel NV, Jolo Management BV, Mabeka COMMV, Walcarius Verzekeringen BV.

Dossier V PLUS W VERZEKERINGEN, printed on 30 October 2026 from databakkes.be/en/0775482336/v-plus-w-verzekeringen. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Tight liquidity NBB

Cash and receivables cover 55 % of short-term debt in 2025; threshold 65 %.

Financials

Financial year 2025

V PLUS W VERZEKERINGEN from Koekelare, company number BE0775482336, closed financial year 2025 with a result of € 499,225 after tax. For that financial year V PLUS W VERZEKERINGEN recorded a gross margin of € 803,635 and equity of € 467,709. Compared with financial year 2024, the result moved from € 342,605 to € 499,225. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.

What it is worth Growing

€ 467,709

▲ 24% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 499,225

▲ 46% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 367,442

▲ 48% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 410,000 paid out

82 % of the profit went to the shareholders, the rest stayed in the company.

People and assets in 2025

Full-time equivalents

3.8

▲ 0.3 vs 2024

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 121,558

▲ 15% vs 2024

€ 32,000 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Debts at end 2025

Bank debt ≈ 3 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 451,547

▼ 27% vs 2024

€ 171,155 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.

Owed to suppliers

€ 42,781

▼ 24% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 54,950

▲ 6% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 352,661 Gross margin 2022: € 352,661 First fiscal year in the series	€ 487,288 Gross margin 2023: € 487,288 ▲ 38% vs 2022 (€ 352,661) Favourable step	€ 641,249 Gross margin 2024: € 641,249 ▲ 32% vs 2023 (€ 487,288) Favourable step	€ 803,635 Gross margin 2025: € 803,635 ▲ 25% vs 2024 (€ 641,249) Favourable step	▲ 25%
Profit after taxes	€ 125,454 Profit after taxes 2022: € 125,454 First fiscal year in the series	€ 235,426 Profit after taxes 2023: € 235,426 ▲ 88% vs 2022 (€ 125,454) Favourable step	€ 342,605 Profit after taxes 2024: € 342,605 ▲ 46% vs 2023 (€ 235,426) Favourable step	€ 499,225 Profit after taxes 2025: € 499,225 ▲ 46% vs 2024 (€ 342,605) Favourable step	▲ 46%
Equity	€ 145,454 Equity 2022: € 145,454 First fiscal year in the series	€ 265,880 Equity 2023: € 265,880 ▲ 83% vs 2022 (€ 145,454) Favourable step	€ 378,484 Equity 2024: € 378,484 ▲ 42% vs 2023 (€ 265,880) Favourable step	€ 467,709 Equity 2025: € 467,709 ▲ 24% vs 2024 (€ 378,484) Favourable step	▲ 24%
Total debts	€ 1,061,805 Total debts 2022: € 1,061,805 First fiscal year in the series	€ 1,046,926 Total debts 2023: € 1,046,926 ▼ 1% vs 2022 (€ 1,061,805) Favourable step	€ 959,882 Total debts 2024: € 959,882 ▼ 8% vs 2023 (€ 1,046,926) Favourable step	€ 959,301 Total debts 2025: € 959,301 Unchanged (€ 959,882) Favourable step
Cash	€ 215,427 Cash 2022: € 215,427 First fiscal year in the series	€ 297,630 Cash 2023: € 297,630 ▲ 38% vs 2022 (€ 215,427) Favourable step	€ 248,969 Cash 2024: € 248,969 ▼ 16% vs 2023 (€ 297,630) Unfavourable step	€ 367,442 Cash 2025: € 367,442 ▲ 48% vs 2024 (€ 248,969) Favourable step	▲ 48%
Retained profit	€ 125,454 Retained profit 2022: € 125,454 First fiscal year in the series	€ 245,880 Retained profit 2023: € 245,880 ▲ 96% vs 2022 (€ 125,454) Favourable step	€ 358,484 Retained profit 2024: € 358,484 ▲ 46% vs 2023 (€ 245,880) Favourable step	€ 447,709 Retained profit 2025: € 447,709 ▲ 25% vs 2024 (€ 358,484) Favourable step	▲ 25%
Dividend	€ 0 Dividend 2022: € 0 First fiscal year in the series	€ 115,000 Dividend 2023: € 115,000 Unchanged (€ 0) Unchanged	€ 230,000 Dividend 2024: € 230,000 ▲ 100% vs 2023 (€ 115,000) Unchanged	€ 410,000 Dividend 2025: € 410,000 ▲ 78% vs 2024 (€ 230,000) Unchanged	▲ 78%
Bank debt	€ 961,052 Bank debt 2022: € 961,052 First fiscal year in the series	€ 791,871 Bank debt 2023: € 791,871 ▼ 18% vs 2022 (€ 961,052) Favourable step	€ 622,041 Bank debt 2024: € 622,041 ▼ 21% vs 2023 (€ 791,871) Favourable step	€ 451,547 Bank debt 2025: € 451,547 ▼ 27% vs 2024 (€ 622,041) Favourable step	▼ 27%
Balance sheet total	€ 1,207,259 Balance sheet total 2022: € 1,207,259 First fiscal year in the series	€ 1,312,806 Balance sheet total 2023: € 1,312,806 ▲ 9% vs 2022 (€ 1,207,259) Unchanged	€ 1,338,366 Balance sheet total 2024: € 1,338,366 ▲ 2% vs 2023 (€ 1,312,806) Unchanged	€ 1,427,010 Balance sheet total 2025: € 1,427,010 ▲ 7% vs 2024 (€ 1,338,366) Unchanged	▲ 7%
Employees (FTE)	1.5 Employees (FTE) 2022: 1.5 First fiscal year in the series	2.4 Employees (FTE) 2023: 2.4 ▲ 0.9 vs 2022 (1.5) Unchanged	3.5 Employees (FTE) 2024: 3.5 ▲ 1.1 vs 2023 (2.4) Unchanged	3.8 Employees (FTE) 2025: 3.8 ▲ 0.3 vs 2024 (3.5) Unchanged	▲ 0.3

Key figures of V PLUS W VERZEKERINGEN, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to V PLUS W VERZEKERINGEN?

What happened at V PLUS W VERZEKERINGEN in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Aug 31, 2026 New annual accounts for financial year 2025: profit of € 499,225 (▲ 46% vs 2024). filed late Source: NBB ↗
Jan 2, 2022 New establishment in Ichtegem. KBO
Jan 2, 2022 New establishment in Zedelgem. KBO
Oct 7, 2021 New establishment in Koekelare. KBO
2021 Verschingel NV became a director. NBB
2021 Jolo Management BV became a director. NBB
2021 Mabeka COMMV became a director. NBB
2021 Walcarius Verzekeringen BV became a director. NBB

In short

From € 125,454 profit in 2022 to € 499,225 profit in 2025.

Paid € 156,265 in corporate taxes since 2022.

Best year ever: 2025, with € 499,225 profit.

On average € 211,500 of value added per employee in 2025.

Original PDFs at the National Bank ↗

Management

VERSCHINGEL 25%

JOLO MANAGEMENT 25%

WALCARIUS VERZEKERINGEN 25%

The stake of VERSCHINGEL, JOLO MANAGEMENT, WALCARIUS VERZEKERINGEN comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.

V PLUS W VERZEKERINGEN

Behind V PLUS W VERZEKERINGEN are Verschingel NV, Jolo Management BV, Mabeka COMMV and Walcarius Verzekeringen BV. The shares are held by VERSCHINGEL (25%), JOLO MANAGEMENT (25%) and WALCARIUS VERZEKERINGEN (25%).

Directors

According to the 2025 annual accounts

Verschingel NV

Director · represented by Verschingel Marc

since 2021

Jolo Management BV

Director · represented by Walcarius Lore

since 2021

Mabeka COMMV

Director · represented by Verschingel Bert

since 2021

Walcarius Verzekeringen BV

Director · represented by Walcarius Johan

since 2021

Shareholders

VERSCHINGEL

25%

JOLO MANAGEMENT

25%

WALCARIUS VERZEKERINGEN

25%

Participations

No participations in other companies reported.

Establishments

Establishment units

Physical locations of this company

Registered office

Moerestraat 29

8680 Koekelare

2.326.882.817

Aartrijkestraat(EER) 18

8480 Ichtegem

Active since 2 January 2022

2.326.882.916

Groenestraat 31 box B2

8210 Zedelgem

Active since 2 January 2022

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0775.482.336

VAT number

BE 0775.482.336

Registered office

Moerestraat 29, 8680 Koekelare

Names & denominations

V PLUS W VERZEKERINGEN · V+W

Enterprise type

Rechtspersoon

Legal form

Private limited company

Legal situation

Normale toestand

Start date

7 October 2021

Peppol

Active · Active since 9 Jan 2025

Activities · NACE

Activiteiten van verzekeringsagenten en -makelaars

Ondersteunende activiteiten in verband met verzekeringen en pensioenfondsen, neg

View on CBE Public ↗ Annual accounts (NBB) ↗

V PLUS W VERZEKERINGEN

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Financials

What happened to V PLUS W VERZEKERINGEN?

Management

Directors

Shareholders

Participations

Establishments

Establishment units

Details

Frequently asked questions