Financials
Financial year 2025
Verzekeringen CMS from Heist-op-den-Berg, company number BE0774998821, closed financial year 2025 with a result of € 3,120 after tax. For that financial year Verzekeringen CMS recorded a gross margin of € 28,441 and equity of € 41,692. Compared with financial year 2024, the result moved from € 8,404 to € 3,120. The company is profitable. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 31, 2026.
€ 41,692
▲ 8% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 3,120
▼ 63% vs 2024
Profit after tax over the fiscal year.
€ 24,116
▲ 96% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 36,692.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 26,338
▼ 27% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 75,000
Loans from banks and other lenders, long and short.
€ 368
▼ 54% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 2,025
▼ 51% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 27,698 | € 37,040 | € 33,458 | € 28,441 | ▼ 15% |
| Profit after taxes | € 8,774 | € 16,395 | € 8,404 | € 3,120 | ▼ 63% |
| Equity | € 13,774 | € 30,169 | € 38,573 | € 41,692 | ▲ 8% |
| Total debts | € 109,264 | € 122,656 | € 119,503 | € 120,141 | ▲ 1% |
| Cash | € 28,579 | € 17,999 | € 12,330 | € 24,116 | ▲ 96% |
| Retained profit | € 8,774 | € 25,169 | € 33,573 | € 36,692 | ▲ 9% |
| Bank debt | € 75,000 | € 75,000 | € 75,000 | € 75,000 | |
| Balance sheet total | € 123,038 | € 152,825 | € 158,076 | € 161,833 | ▲ 2% |
Key figures of Verzekeringen CMS, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Verzekeringen CMS?
What happened at Verzekeringen CMS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 3,120 (▼ 63% vs 2024). Source: NBB ↗
- Incorporation, published in the Gazette. Source: Staatsblad ↗
- New establishment in Heist-op-den-Berg. KBO
- Saskia Mannaerts became a director. NBB
In short
From € 8,774 profit in 2022 to € 3,120 profit in 2025.
Paid € 11,535 in corporate taxes since 2022.
Best year ever: 2023, with € 16,395 profit.
Management
Behind Verzekeringen CMS is Saskia Mannaerts.
Directors
According to the 2025 annual accounts
Saskia Mannaerts
Director
since 2021
Establishments
Establishment units
Physical locations of this company
Koppenstraat 9
2221 Heist-op-den-Berg
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Microsoft 365
Hosting
CLDIN-NL Your Hosting B.V. part of Your.Online, NL
DNS
Cloudflare DNS
Website info
Features
Security
Shareholders according to the Official Gazette deeds
Who contributed at incorporation and at capital increases, with the deed as source. Later share transfers are not published in the Gazette.
Incorporation
Source: Deed ↗- Saskia Mannaerts(oprichter) 100%
Details
- Company number
- 0774.998.821
- VAT number
- BE 0774.998.821
- Registered office
- Koppenstraat 9, 2221 Heist-op-den-Berg
- Names & denominations
- Verzekeringen CMS
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 4 October 2021
- Peppol
- Active · Active since 26 Dec 2025
- Contact
- kantoor-cms.be