Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 21 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
AGRIAS VERZEKERINGEN from Berlaar, company number BE0774292602, closed financial year 2025 with a result of € 236,461 after tax. For that financial year AGRIAS VERZEKERINGEN recorded a gross margin of € 650,493 and equity of € 29,872. Compared with financial year 2024, the result moved from € 324,955 to € 236,461. The company is profitable. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 25, 2026.
€ 29,872
▲ 28% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 236,461
▼ 27% vs 2024
Profit after tax over the fiscal year.
€ 103,729
▲ 103% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 230,000 paid out
97 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
3.7
▲ 0.8 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 222,792
▲ 38% vs 2024
€ 60,200 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 938
▼ 48% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 386,198
▼ 32% vs 2024
€ 184,805 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 40,974
▲ 8% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 35,670
▲ 39% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 524,726 | € 673,433 | € 678,967 | € 650,493 | ▼ 4% |
| Profit after taxes | € 175,746 | € 327,710 | € 324,955 | € 236,461 | ▼ 27% |
| Equity | € 10,746 | € 18,456 | € 23,411 | € 29,872 | ▲ 28% |
| Total debts | € 1,142,681 | € 1,156,209 | € 963,405 | € 692,841 | ▼ 28% |
| Cash | € 185,713 | € 391,093 | € 51,087 | € 103,729 | ▲ 103% |
| Retained profit | € 5,746 | € 13,456 | € 18,411 | € 24,872 | ▲ 35% |
| Dividend | € 170,000 | € 320,000 | € 320,000 | € 230,000 | ▼ 28% |
| Bank debt | € 934,349 | € 752,664 | € 569,957 | € 386,198 | ▼ 32% |
| Balance sheet total | € 1,153,427 | € 1,174,665 | € 986,815 | € 722,713 | ▼ 27% |
| Employees (FTE) | 2.4 | 2.6 | 2.9 | 3.7 | ▲ 0.8 |
Key figures of AGRIAS VERZEKERINGEN, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to AGRIAS VERZEKERINGEN?
What happened at AGRIAS VERZEKERINGEN in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 236,461 (▼ 27% vs 2024). Source: NBB ↗
- New establishment in Berlaar. KBO
- Mellow CommV became a director. NBB
- Overmorgen BV became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 175,746 profit in 2022 to € 236,461 profit in 2025.
Paid € 21,848 in corporate taxes since 2022.
Best year ever: 2023, with € 327,710 profit.
On average € 175,800 of value added per employee in 2025.
A new publication or filing at AGRIAS VERZEKERINGEN? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of Overmorgen comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
AGRIAS VERZEKERINGENBehind AGRIAS VERZEKERINGEN are Mellow CommV and Overmorgen BV. The shares are held by Overmorgen (30%).
Directors
According to the 2025 annual accounts
Director · represented by Bruno Van Dessel
since 2021
Director · represented by Ludovicus Emiel Van Dessel
since 2021
Shareholders
30%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Dorpsstraat 58
2590 Berlaar
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Self-hosted
Hosting
COMBELL-AS, BE
DNS
Cloudflare DNS
Website info
Features
Security
Details
- Company number
- 0774.292.602
- VAT number
- BE 0774.292.602
- Registered office
- Dorpsstraat 58, 2590 Berlaar
- Names & denominations
- AGRIAS VERZEKERINGEN
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 17 September 2021
- Peppol
- Active · Active since 30 May 2024
- Contact
- agrias.be
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars