Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 19 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
SMW IMMO from Wavre, company number BE0773946271, closed financial year 2025 with a result of € 135,501 after tax. For that financial year SMW IMMO recorded a gross margin of € 370,230 and equity of € 606,220. Compared with financial year 2024, the result moved from € 108,974 to € 135,501. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on June 25, 2026.
€ 606,220
▲ 27% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 135,501
▲ 24% vs 2024
Profit after tax over the fiscal year.
€ 31,678
▲ € 31,478 vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 347,196.
Debts at end 2025
€ 2.8 million
▼ 7% vs 2024
€ 247,946 is repaid this year. At this pace the long-term loan is gone in ≈ 11 years.
€ 3,401
▼ 83% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 19,522
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 187,128 | € 288,510 | € 323,737 | € 370,230 | ▲ 14% |
| Profit after taxes | € 81,359 | € 61,031 | € 108,974 | € 135,501 | ▲ 24% |
| Equity | € 146,690 | € 207,721 | € 476,045 | € 606,220 | ▲ 27% |
| Total debts | € 1,830,556 | € 3,463,056 | € 3,028,040 | € 2,847,743 | ▼ 6% |
| Cash | € 39,367 | € 94,484 | € 200 | € 31,678 | ▲ € 31,478 |
| Land & buildings | € 1,935,496 | € 3,573,715 | € 3,481,777 | € 3,389,839 | ▼ 3% |
| Retained profit | € 41,690 | € 102,721 | € 211,696 | € 347,196 | ▲ 64% |
| Bank debt | € 1,705,133 | € 3,054,986 | € 2,977,500 | € 2,778,708 | ▼ 7% |
| Balance sheet total | € 1,977,246 | € 3,670,777 | € 3,504,085 | € 3,453,964 | ▼ 1% |
Key figures of SMW IMMO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to SMW IMMO?
What happened at SMW IMMO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 135,501 (▲ 24% vs 2024). Source: NBB ↗
- New establishment in Wavre. KBO
- New establishment in Wavre. KBO
- Start of the company according to the CBE. KBO
- Gavriye Golger became a director. NBB
In short
From € 81,359 profit in 2022 to € 135,501 profit in 2025.
Paid € 94,395 in corporate taxes since 2022.
Best year ever: 2025, with € 135,501 profit.
A new publication or filing at SMW IMMO? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind SMW IMMO is Gavriye Golger. Gavriye Golger is also behind Epo-Déco Systèmes and CREM MANAGEMENT.
Directors
According to the 2025 annual accounts
since 2021
Establishments
Establishment units
Physical locations of this company
Chaussée de Louvain 500A
1300 Wavre
Avenue Fleming 12
1300 Wavre
Active since 11 July 2023
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Microsoft 365
Hosting
INFOMANIAK-AS, CH
Website info
Features
Security
Network
Details
- Company number
- 0773.946.271
- VAT number
- BE 0773.946.271
- Registered office
- Chaussée de Louvain 500A, 1300 Wavre
- Names & denominations
- SMW IMMO
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 16 September 2021
- Peppol
- Not registered
- Contact
- sanimatwavre.be