Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 1 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Z&Z from Maldegem, company number BE0773716243, closed financial year 2025 with a result of € -7,828 after tax. For that financial year Z&Z recorded a gross margin of € 3,973 and equity of € -41,836. Compared with financial year 2024, the result moved from € -7,783 to € -7,828. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on September 25, 2026.
€ -41,836
▼ € 7,828 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -7,828
▼ 1 % more loss than in 2024
Profit after tax over the fiscal year.
Loss, nothing to pay out
Reserves fell to € -45,336.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 33,874
▲ € 27,523 vs 2024
Of which on lease € 30,699.
Debts at end 2025
€ 45,236
▲ 208% vs 2024
€ 9,976 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 7,181
▼ 43% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 1,220
▼ 69% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 7,394 | € -15,925 | € -1,925 | € 3,973 | ▲ € 5,898 |
| Profit after taxes | € -7,600 | € -22,126 | € -7,783 | € -7,828 | ▼ € 45 |
| Equity | € -4,100 | € -26,226 | € -34,009 | € -41,836 | ▼ € 7,828 |
| Total debts | € 40,505 | € 45,918 | € 47,701 | € 78,845 | ▲ 65% |
| Retained profit | € -7,600 | € -29,726 | € -37,509 | € -45,336 | ▼ € 7,828 |
| Bank debt | € 24,935 | € 16,322 | € 14,699 | € 45,236 | ▲ 208% |
| Balance sheet total | € 36,404 | € 19,692 | € 13,692 | € 37,008 | ▲ 170% |
Key figures of Z&Z, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Z&Z?
What happened at Z&Z in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 7,828. filed late Source: NBB ↗
- New establishment in Maldegem. KBO
- Start of the company according to the CBE. KBO
In short
From € 7,600 loss in 2022 to € 7,828 loss in 2025.
Paid € 1,213 in corporate taxes since 2022.
Management
Behind Z&Z is Kristof De Bruycker.
Directors
According to the 2025 annual accounts
Kristof De Bruycker
Administrator-manager
Establishments
Establishment units
Physical locations of this company
Bloemestraat 51
9990 Maldegem
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0773.716.243
- VAT number
- BE 0773.716.243
- Registered office
- Bloemestraat 51, 9990 Maldegem
- Names & denominations
- Z&Z
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 9 September 2021
- Peppol
- Active · Active since 31 Oct 2023
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