Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 59 % of short-term debt in 2025; threshold 65 %.
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Shrinking team NBB
FTE fell two years in a row, from 2.9 to 1.2.
Financials
Financial year 2025
TOPISSIME from Verviers, company number BE0771747935, closed financial year 2025 with a result of € -24,460 after tax. For that financial year TOPISSIME recorded a gross margin of € 74,918 and equity of € 378. Compared with financial year 2024, the result moved from € -44,018 to € -24,460. The company made a loss. The buffer shrank hard: equity is 98 % below last year. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on September 29, 2026.
€ 378
▼ 98% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -24,460
▲ 44 % less loss than in 2024
Profit after tax over the fiscal year.
€ 40,079
▲ 16% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -4,622.
People and assets in 2025
1.2
▼ 0.8 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 61,340
▼ 39% vs 2024
€ 51,100 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 2,973
▼ 50% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 42,486
▲ 43% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 29,088
▼ 22% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 179,090 | € 112,412 | € 99,125 | € 74,918 | ▼ 24% |
| Profit after taxes | € 17,710 | € -40,774 | € -44,018 | € -24,460 | ▲ € 19,558 |
| Equity | € 109,631 | € 68,857 | € 24,839 | € 378 | ▼ 98% |
| Total debts | € 249,936 | € 176,438 | € 151,268 | € 130,797 | ▼ 14% |
| Cash | € 137,528 | € 68,545 | € 34,523 | € 40,079 | ▲ 16% |
| Retained profit | € 104,631 | € 63,857 | € 19,839 | € -4,622 | ▼ € 24,461 |
| Bank debt | € 16,931 | € 8,850 | € 685 | € 0 | ▼ 100% |
| Balance sheet total | € 359,566 | € 245,294 | € 176,107 | € 131,176 | ▼ 26% |
| Employees (FTE) | 2.4 | 2.9 | 2 | 1.2 | ▼ 0.8 |
Key figures of TOPISSIME, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to TOPISSIME?
What happened at TOPISSIME in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 24,461. filed late Source: NBB ↗
- New establishment in Verviers. KBO
- New establishment in Verviers. KBO
- Xavier Chaidron became a director. NBB
- Séverine Leruth became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 17,710 profit in 2022 to € 24,461 loss in 2025.
Paid € 10,127 in corporate taxes since 2022.
Best year ever: 2022, with € 17,710 profit.
On average € 62,400 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind TOPISSIME are Xavier Chaidron and Séverine Leruth.
Directors
According to the 2025 annual accounts
Xavier Chaidron
Director
since 2021
Séverine Leruth
Director
since 2021
Establishments
Establishment units
Physical locations of this company
Thier des Chèvres 16
4802 Verviers
Chaussée de Theux 76
4802 Verviers
Active since 27 July 2021
Chaussée de Theux 85
4802 Verviers
Active since 27 July 2021
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0771.747.935
- VAT number
- BE 0771.747.935
- Registered office
- Thier des Chèvres 16, 4802 Verviers
- Names & denominations
- TOPISSIME
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 27 July 2021
- Peppol
- Active · Active since 18 Dec 2025
- Activities · NACE
Detailhandel in dames-, heren-, baby- en kinderboven- en onderkleding en kledingaccessoires (algemeen assortiment)
Detailhandel in schoeisel