Active · per the CBE, 2 October 2026

L’ENGRAIN

BE0770880774

Rechtspersoon Private limited company 1 establishment

L’ENGRAIN is a bakery in Charleroi. Private Limited, started on 7 July 2021, 1 establishment.

Rue Albert Delwarte 78, 6042 Charleroi [email protected]

Behind the company: PATRIZIA DE FILIPPIS.

Active for

5 year, 2 months

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

  • Negative equity NBB

    More debt than assets in 4 of the last 4 fiscal years.

  • Tight liquidity NBB

    Cash and receivables cover 42 % of short-term debt in 2025; threshold 65 %.

Financials

Financial year 2025

L’ENGRAIN from Charleroi, company number BE0770880774, closed financial year 2025 with a result of € 871 after tax. For that financial year L’ENGRAIN recorded a gross margin of € 66,516 and equity of € -8,421. Compared with financial year 2024, the result moved from € -3,991 to € 871. Profitable, and profit is growing. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 20, 2026.

What it is worth Caution

€ -8,421

▲ € 871 vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 871

▲ still € 3,991 loss in 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 26,562

▲ 22% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € -33,421.

People and assets in 2025

Full-time equivalents estimate

≈ 1

No payroll staff. One director, so that person most likely runs the business.

Wage cost

€ 54,883

▲ 41% vs 2024

Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 21,406

▲ € 20,352 vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 3 years to go

€ 59,702

▲ 12% vs 2024

€ 19,983 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.

Owed to suppliers

€ 8,612

▲ 75% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 7,329

▲ 19% vs 2024

Taxes, VAT and social contributions still to pay.

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Key figures per fiscal year Download key figures (CSV)
2022202320242025Change 2024 → 2025
Gross margin € -9,689 € 40,275 € 58,029 € 66,516 ▲ 15%
Profit after taxes € -27,093 € -3,208 € -3,991 € 871 ▲ € 4,862
Equity € -2,093 € -5,301 € -9,292 € -8,421 ▲ € 871
Total debts € 123,766 € 115,903 € 102,358 € 113,442 ▲ 11%
Cash € 13,342 € 21,122 € 21,686 € 26,562 ▲ 22%
Retained profit € -27,093 € -30,301 € -34,292 € -33,421 ▲ € 871
Bank debt € 81,564 € 67,804 € 53,491 € 59,702 ▲ 12%
Balance sheet total € 121,673 € 110,602 € 93,066 € 105,021 ▲ 13%

Key figures of L’ENGRAIN, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to L’ENGRAIN?

What happened at L’ENGRAIN in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

  • New annual accounts for financial year 2025: profit of € 871. filed late Source: NBB ↗
  • New establishment in Charleroi. KBO
  • Start of the company according to the CBE. KBO

In short

From € 27,093 loss in 2022 to € 871 profit in 2025.

Best year ever: 2025, with € 871 profit.

Management

PATRIZIA DE FILIPPIS
L’ENGRAIN

Behind L’ENGRAIN is PATRIZIA DE FILIPPIS.

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Directors

According to the 2025 annual accounts

PATRIZIA DE FILIPPIS

Director

Establishments

Establishment units

Physical locations of this company

Registered office

Rue Albert Delwarte 78

6042 Charleroi

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number
0770.880.774
VAT number
BE 0770.880.774
Registered office
Rue Albert Delwarte 78, 6042 Charleroi
Names & denominations
L’ENGRAIN
Enterprise type
Rechtspersoon
Legal form
Private limited company
Legal situation
Normale toestand
Start date
7 July 2021
Peppol
Active · Active since 31 Oct 2025
Activities · NACE

Ambachtelijke vervaardiging van brood en van vers banketbakkerswerk

Detailhandel in brood en banketbakkerswerk (koude bakkers)

Frequently asked questions

What does L’ENGRAIN do?
L’ENGRAIN is a bakery in Charleroi. Private Limited, started on 7 July 2021, 1 establishment.
What is the address of L’ENGRAIN?
The registered office of L’ENGRAIN is located at Rue Albert Delwarte 78, 6042 Charleroi.
Is L’ENGRAIN still active?
Yes. According to the CBE (2 October 2026) L’ENGRAIN is active, legal situation “Normale toestand”, started on 7 July 2021.
Is L’ENGRAIN registered on Peppol?
Yes, L’ENGRAIN is registered on the Peppol network with ID 0208:0770880774.
What is the enterprise number of L’ENGRAIN?
The enterprise number of L’ENGRAIN is BE0770880774.
When was L’ENGRAIN founded?
L’ENGRAIN was founded on 7 July 2021.