Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
-
Tight liquidity NBB
Cash and receivables cover 36 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
GoSumma from Gistel, company number BE0770720032, closed financial year 2025 with a result of € -3.1 million after tax. Compared with financial year 2024, the result moved from € -3.3 million to € -3.1 million. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 29, 2026.
€ 57.5 million
▼ 4% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -3.1 million
▲ 6 % less loss than in 2024
Profit after tax over the fiscal year.
€ 1.2 million
▲ 289% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -9.3 million.
Debts at end 2025
€ 54.9 million
▲ 6% vs 2024
€ 3 million is repaid this year. At this pace the long-term loan is gone in ≈ 18 years.
€ 410,883
▲ 57% vs 2024
Supplier invoices still open on the last day of the fiscal year. Pays suppliers within 79 days on average.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Profit after taxes | € -347,065 | € -743,696 | € -3,331,691 | € -3,135,870 | ▲ € 195,821 |
| Equity | € 63,197,263 | € 62,453,567 | € 59,636,557 | € 57,500,687 | ▼ 4% |
| Total debts | € 49,154,096 | € 50,346,230 | € 52,862,719 | € 55,915,811 | ▲ 6% |
| Cash | € 261,737 | € 656,701 | € 299,117 | € 1,162,856 | ▲ 289% |
| Retained profit | € -2,066,001 | € -2,809,697 | € -6,141,388 | € -9,277,258 | ▼ € 3.1 million |
| Bank debt | € 48,808,640 | € 49,645,110 | € 51,959,549 | € 54,936,145 | ▲ 6% |
| Balance sheet total | € 112,351,359 | € 112,799,797 | € 112,499,276 | € 113,416,498 | ▲ 1% |
Key figures of GoSumma, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to GoSumma?
What happened at GoSumma in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- BA3RD BV stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 3.1 million. Source: NBB ↗
- Storre BV stepped down as director. NBB
- Libran BV became a director. NBB
- BA3RD BV became a director. NBB
- Storre BV became a director. NBB
- VELIS BV became a director. NBB
- Nicolases De Benahavis S.L became a director. NBB
In short
From € 347,065 loss in 2022 to € 3.1 million loss in 2025.
Pays suppliers within 79 days on average.
A new publication or filing at GoSumma? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind GoSumma are VELIS BV, Libran BV, Nicolases De Benahavis S.L, Lake Advisors, Pegale Comm. V and Three Advisory. It owns 100% of Topsumma NV itself.
Directors
According to the 2025 annual accounts
since 2021
since 2024
Nicolases De Benahavis S.L
Director · represented by Arthur Vanhoutte
since 2021
Director · represented by Pieter Lambrecht
Also active at: INSURANCE INVESTMENTS, ALLIA INSURANCE BROKERS, Sofico Invest, Insurance Investments Group, Insurance Investments International, Apheon Advisors
since 2021
since 2021
Director · represented by Herbert Vanden Eynde
Also active at: INSURANCE INVESTMENTS, ALLIA INSURANCE BROKERS, Sofico Invest, Insurance Investments Group, Insurance Investments International, Sainz TopCo, Sainz BidCo
since 2021
Director · represented by Wim Maes
Also active at: MUYLLE-FACON, RUBIO INTERNATIONAL, RUBIO MONOCOAT BELGIUM, MF CONSTRUCTION CHEMICALS, RUBIO SHARED SERVICE CENTER, THE BEAUTIFUL GREEN PAINT COMPANY
since 2023 · until 2026
Director · represented by Jori De Baerdemaeker
since 2024 · until 2027
Establishments
Establishment units
Physical locations of this company
Rochesterlaan 6
8470 Gistel
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 4 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0770.720.032
- VAT number
- BE 0770.720.032
- Registered office
- Rochesterlaan 6, 8470 Gistel
- Names & denominations
- GoSumma
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 5 July 2021
- Peppol
- Active · Active since 1 Jan 2001
- Activities · NACE
Activiteiten van hoofdkantoren
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