Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 1 of the last 4 fiscal years.
-
Tight liquidity NBB
Cash and receivables cover 20 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
DIVALICHA from Charleroi, company number BE0770699939, closed financial year 2025 with a result of € -58,268 after tax. For that financial year DIVALICHA recorded a gross margin of € 92,563 and equity of € -18,580. Compared with financial year 2024, the result moved from € 6,159 to € -58,268. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on February 3, 2026.
€ -18,580
▼ € 58,268 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -58,268
▼ still € 6,159 profit in 2024
Profit after tax over the fiscal year.
€ 12,687
▼ 50% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -28,580.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 103,288
▲ 22% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 1,202
▼ 28% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 111,739
▼ 19% vs 2024
€ 34,503 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 68,567
▲ € 58,972 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 11,456
▼ 22% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 505,455 | - | - | - | |
| Gross margin | € 114,799 | € 126,907 | € 133,462 | € 92,563 | ▼ 31% |
| Profit after taxes | € 23,684 | € -156 | € 6,159 | € -58,268 | ▼ € 64,427 |
| Equity | € 33,684 | € 33,529 | € 39,688 | € -18,580 | ▼ € 58,268 |
| Total debts | € 244,791 | € 210,586 | € 184,564 | € 211,080 | ▲ 14% |
| Cash | € 20,073 | € 14,524 | € 25,171 | € 12,687 | ▼ 50% |
| Retained profit | € 23,684 | € 23,529 | € 29,688 | € -28,580 | ▼ € 58,268 |
| Bank debt | € 210,532 | € 174,025 | € 137,479 | € 111,739 | ▼ 19% |
| Balance sheet total | € 278,475 | € 244,115 | € 224,252 | € 192,501 | ▼ 14% |
Key figures of DIVALICHA, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to DIVALICHA?
What happened at DIVALICHA in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 58,268 (▼ € 64,427 vs 2024). filed late Source: NBB ↗
- New establishment in Charleroi. KBO
- Charlotte Cuvelier became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 23,684 profit in 2022 to € 58,268 loss in 2025.
Paid € 7,038 in corporate taxes since 2022.
Best year ever: 2022, with € 23,684 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind DIVALICHA is Charlotte Cuvelier.
Directors
According to the 2025 annual accounts
Charlotte Cuvelier
Director
since 2021
Establishments
Establishment units
Physical locations of this company
Grand'rue 66
6000 Charleroi
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0770.699.939
- VAT number
- BE 0770.699.939
- Registered office
- Grand'rue 66, 6000 Charleroi
- Names & denominations
- DIVALICHA
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 3 July 2021
- Peppol
- Active · Active since 9 Apr 2026
- Activities · NACE
Activiteiten van eetgelegenheden met beperkte bediening, muv mobiele eetgelegenheden
Eetgelegenheden met beperkte bediening