Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 3 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 38 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Denise - Ruche Citoyenne from Mont-Saint-Guibert, company number BE0770441207, closed financial year 2025 with a result of € -2,667 after tax. For that financial year Denise - Ruche Citoyenne recorded a gross margin of € 31 and equity of € -6,195. Compared with financial year 2024, the result moved from € -903 to € -2,667. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 9, 2026.
€ -6,195
▼ € 2,467 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -2,667
▼ 195 % more loss than in 2024
Profit after tax over the fiscal year.
€ 1,350
▼ 17% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -28,695.
People and assets in 2025
€ 61
▼ 94% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 157
▼ 78% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 5,000
Loans from banks and other lenders, long and short.
€ 7,335
▲ 38% vs 2024
Supplier invoices still open on the last day of the fiscal year.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -14,272 | € -1,555 | € 3,401 | € 31 | ▼ 99% |
| Profit after taxes | € -17,479 | € -7,645 | € -903 | € -2,667 | ▼ € 1,764 |
| Equity | € 2,621 | € -3,024 | € -3,728 | € -6,195 | ▼ € 2,467 |
| Total debts | € 8,161 | € 22,650 | € 14,239 | € 15,221 | ▲ 7% |
| Cash | € 556 | € 6,297 | € 1,634 | € 1,350 | ▼ 17% |
| Land & buildings | € 2,238 | € 1,738 | € 1,238 | € 738 | ▼ 40% |
| Retained profit | € -17,479 | € -25,124 | € -26,028 | € -28,695 | ▼ € 2,667 |
| Bank debt | € 5,000 | € 5,000 | € 5,000 | € 5,000 | |
| Balance sheet total | € 10,782 | € 19,626 | € 10,511 | € 9,026 | ▼ 14% |
Key figures of Denise - Ruche Citoyenne, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Denise - Ruche Citoyenne?
What happened at Denise - Ruche Citoyenne in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 2,667. Source: NBB ↗
- New establishment in Mont-Saint-Guibert. KBO
- Start of the company according to the CBE. KBO
In short
From € 17,479 loss in 2022 to € 2,667 loss in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Establishments
Establishment units
Physical locations of this company
Grand'Place 23
1435 Mont-Saint-Guibert
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Certifications & Partners
Hosting & Email
Email provider
Self-hosted
Hosting
AS-HOSTINGER, CY
Website info
Features
Security
Network
Details
- Company number
- 0770.441.207
- VAT number
- BE 0770.441.207
- Registered office
- Grand'Place 23, 1435 Mont-Saint-Guibert
- Names & denominations
- Denise - Ruche Citoyenne · Denise
- Enterprise type
- Rechtspersoon
- Legal form
- Cooperative company
- Legal situation
- Normale toestand
- Start date
- 29 June 2021
- Peppol
- Active · Active since 21 Feb 2026
- Contact
- ruchedenise.be [email protected]
- Activities · NACE
Cafés en bars