Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 40 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Cumul from Zwevegem, company number BE0769978476, closed financial year 2025 with a result of € 161,646 after tax. For that financial year Cumul recorded a gross margin of € 191,613 and equity of € 141,239. Compared with financial year 2024, the result moved from € 134,853 to € 161,646. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 8, 2026.
€ 141,239
▲ 42% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 161,646
▲ 20% vs 2024
Profit after tax over the fiscal year.
€ 115,213
▲ 85% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 120,000 paid out
74 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
€ 757
▼ 62% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 128,446
▲ 103% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 43,875
▲ 6% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 195,129 | € 125,440 | € 154,338 | € 191,613 | ▲ 24% |
| Profit after taxes | € 171,901 | € 107,839 | € 134,853 | € 161,646 | ▲ 20% |
| Equity | € 56,901 | € 84,740 | € 99,593 | € 141,239 | ▲ 42% |
| Total debts | € 201,934 | € 236,360 | € 251,515 | € 313,412 | ▲ 25% |
| Cash | € 38,040 | € 65,170 | € 62,126 | € 115,213 | ▲ 85% |
| Retained profit | € 51,901 | € 79,740 | € 94,593 | € 136,239 | ▲ 44% |
| Dividend | € 120,000 | € 80,000 | € 120,000 | € 120,000 | |
| Balance sheet total | € 258,835 | € 321,100 | € 351,107 | € 454,651 | ▲ 29% |
Key figures of Cumul, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Cumul?
What happened at Cumul in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 161,646 (▲ 20% vs 2024). Source: NBB ↗
- New establishment in Zwevegem. KBO
- CAMERON became a director. NBB
- MABRAK became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 171,901 profit in 2022 to € 161,646 profit in 2025.
Paid € 64,030 in corporate taxes since 2022.
Best year ever: 2022, with € 171,901 profit.
Paid out € 440,000 in dividends to the owners in total.
Management
Establishments
Establishment units
Physical locations of this company
Kortrijkstraat(Z) 100
8550 Zwevegem
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Microsoft 365
Hosting
COMBELL-AS, BE
Website info
Features
Security
Network
Details
- Company number
- 0769.978.476
- VAT number
- BE 0769.978.476
- Registered office
- Kortrijkstraat(Z) 100, 8550 Zwevegem
- Names & denominations
- Cumul
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 22 June 2021
- Peppol
- Active · Active since 27 Jan 2026
- Contact
- cumul.be [email protected] 056/191.290
- Activities · NACE
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