Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 25 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
GEMI INVEST from Amel, company number BE0769871182, closed financial year 2025 with a result of € 14,607 after tax. For that financial year GEMI INVEST recorded a gross margin of € 69,771 and equity of € 88,942. Compared with financial year 2024, the result moved from € 4,993 to € 14,607. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on January 30, 2026.
€ 88,942
▲ 20% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 14,607
▲ 193% vs 2024
Profit after tax over the fiscal year.
€ 16,061
▲ 237% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 63,942.
People and assets in 2025
€ 54,403
▼ 7% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 233,135
▼ 7% vs 2024
€ 18,267 is repaid this year. At this pace the long-term loan is gone in ≈ 13 years.
€ 3,155
▲ € 2,571 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 3,831
▼ 35% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 38,167 | € 35,496 | € 51,293 | € 69,771 | ▲ 36% |
| Profit after taxes | € 28,133 | € 16,210 | € 4,993 | € 14,607 | ▲ 193% |
| Equity | € 53,133 | € 69,343 | € 74,336 | € 88,942 | ▲ 20% |
| Total debts | € 14,784 | € 330,614 | € 328,606 | € 314,043 | ▼ 4% |
| Cash | € 12,731 | € 20,998 | € 4,769 | € 16,061 | ▲ 237% |
| Land & buildings | - | € 251,351 | € 244,816 | € 238,282 | ▼ 3% |
| Retained profit | € 28,133 | € 44,343 | € 49,336 | € 63,942 | ▲ 30% |
| Bank debt | € 0 | € 267,423 | € 250,643 | € 233,135 | ▼ 7% |
| Balance sheet total | € 67,918 | € 399,957 | € 402,941 | € 402,985 |
Key figures of GEMI INVEST, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to GEMI INVEST?
What happened at GEMI INVEST in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 14,607 (▲ 193% vs 2024). Source: NBB ↗
- Timo ELSEN became a director. NBB
- New establishment in Amel. KBO
- Start of the company according to the CBE. KBO
- Gert ELSEN became a director. NBB
In short
From € 28,133 profit in 2022 to € 14,607 profit in 2025.
Paid € 25,913 in corporate taxes since 2022.
Best year ever: 2022, with € 28,133 profit.
Management
Behind GEMI INVEST are Gert ELSEN and Timo ELSEN. It owns 20% of ELS INVEST itself.
Directors
According to the 2025 annual accounts
since 2021
Timo ELSEN
Director
since 2022
Establishments
Establishment units
Physical locations of this company
Halenfeld,Zum Jagdhaus 12
4770 Amel
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0769.871.182
- VAT number
- BE 0769.871.182
- Registered office
- Halenfeld,Zum Jagdhaus 12, 4770 Amel
- Names & denominations
- GEMI INVEST
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 19 June 2021
- Peppol
- Active · Active since 22 Oct 2025
- Activities · NACE
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