Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 23 % of short-term debt in 2024; threshold 65 %.
Financials
Financial year 2024
PMF CONSULT from Seraing, company number BE0769813675, closed financial year 2024 with a result of € 26,076 after tax. For that financial year PMF CONSULT recorded a gross margin of € 34,441 and equity of € 56,752. Compared with financial year 2023, the result moved from € 118,278 to € 26,076. The company is profitable. The buffer shrank hard: equity is 87 % below last year. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 8, 2025.
€ 56,752
▼ 87% vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 26,076
▼ 78% vs 2023
Profit after tax over the fiscal year.
€ 61,305
▼ 62% vs 2023
Cash and bank balances on the last day of the fiscal year.
€ 400,000 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2024
€ 296
▼ 80% vs 2023
Book value of vehicles, furniture and equipment.
Debts at end 2024
€ 177,143
▼ 20% vs 2023
€ 44,286 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 440
Supplier invoices still open on the last day of the fiscal year.
€ 3,681
▼ 58% vs 2023
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € -76 | € 943 | € -5,892 | € 34,441 | ▲ € 40,333 |
| Profit after taxes | € 184,628 | € 127,171 | € 118,278 | € 26,076 | ▼ 78% |
| Equity | € 186,828 | € 313,199 | € 430,677 | € 56,752 | ▼ 87% |
| Total debts | € 362,497 | € 319,986 | € 278,189 | € 583,093 | ▲ 110% |
| Cash | € 4,415 | € 86,960 | € 161,397 | € 61,305 | ▼ 62% |
| Retained profit | € 183,828 | € 310,199 | € 427,677 | € 53,752 | ▼ 87% |
| Dividend | € 800 | € 800 | € 800 | € 400,000 | ▲ € 399,200 |
| Bank debt | € 310,000 | € 265,714 | € 221,429 | € 177,143 | ▼ 20% |
| Balance sheet total | € 549,325 | € 633,184 | € 708,865 | € 639,845 | ▼ 10% |
Key figures of PMF CONSULT, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to PMF CONSULT?
What happened at PMF CONSULT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: profit of € 26,076 (▼ 78% vs 2023). filed late Source: NBB ↗
- Sebastien INCARDONA became a director. NBB
- New establishment in Seraing. KBO
- Start of the company according to the CBE. KBO
In short
From € 184,628 profit in 2021 to € 26,076 profit in 2024.
Paid € 3,681 in corporate taxes since 2021.
Best year ever: 2021, with € 184,628 profit.
Paid out € 402,400 in dividends to the owners in total.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of INCAR-MOTOR comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
PMF CONSULTBehind PMF CONSULT is Sebastien INCARDONA. The shares are held by INCAR-MOTOR (100%). It owns 100% of ETS MONFORT SA itself.
Directors
According to the 2024 annual accounts
since 2024
Shareholders
100%
Participations
100%
Establishments
Establishment units
Physical locations of this company
Rue Biefnot 12
4100 Seraing
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0769.813.675
- VAT number
- BE 0769.813.675
- Registered office
- Rue Biefnot 12, 4100 Seraing
- Names & denominations
- PMF CONSULT
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 17 June 2021
- Peppol
- Active · Active since 9 Dec 2025
- Contact
- [email protected]
- Activities · NACE
Activiteiten van holdings
Holdings