Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 48 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
INSUR from Hoogstraten, company number BE0769775073, closed financial year 2025 with a result of € 112,599 after tax. For that financial year INSUR recorded a gross margin of € 123,032 and equity of € 440,278. Compared with financial year 2024, the result moved from € 56,120 to € 112,599. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 15, 2026.
€ 440,278
▲ 34% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 112,599
▲ 101% vs 2024
Profit after tax over the fiscal year.
€ 165,295
▲ 111% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 390,278.
People and assets in 2025
€ 13,819
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 1,552
▼ 92% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 120,796
▼ 28% vs 2024
€ 47,429 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 893
▼ 49% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 1,837
▲ 165% vs 2024
Wages, holiday pay and social contributions still to pay. No outstanding taxes.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 200,052 | € 105,318 | € 101,959 | € 123,032 | ▲ 21% |
| Profit after taxes | € 185,909 | € 35,650 | € 56,120 | € 112,599 | ▲ 101% |
| Equity | € 235,909 | € 271,559 | € 327,679 | € 440,278 | ▲ 34% |
| Total debts | € 553,113 | € 526,395 | € 462,255 | € 420,580 | ▼ 9% |
| Cash | € 45,286 | € 18,910 | € 78,519 | € 165,295 | ▲ 111% |
| Retained profit | € 185,909 | € 221,559 | € 277,679 | € 390,278 | ▲ 41% |
| Bank debt | € 232,762 | € 213,933 | € 167,648 | € 120,796 | ▼ 28% |
| Balance sheet total | € 789,023 | € 797,955 | € 789,935 | € 860,858 | ▲ 9% |
Key figures of INSUR, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to INSUR?
What happened at INSUR in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 112,599 (▲ 101% vs 2024). Source: NBB ↗
- New establishment in Hoogstraten. KBO
- Start of the company according to the CBE. KBO
- Willem Van Huffel became a director. NBB
In short
From € 185,909 profit in 2022 to € 112,599 profit in 2025.
Paid € 95,060 in corporate taxes since 2022.
Best year ever: 2022, with € 185,909 profit.
A new publication or filing at INSUR? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind INSUR is Willem Van Huffel. It owns 50% of Van Huffel Verzekeringen NV itself.
Directors
According to the 2025 annual accounts
Willem Van Huffel
Director
since 2021
Establishments
Establishment units
Physical locations of this company
Vrijheid 74 box A
2320 Hoogstraten
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0769.775.073
- VAT number
- BE 0769.775.073
- Registered office
- Vrijheid 74 bus A, 2320 Hoogstraten
- Names & denominations
- INSUR
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 16 June 2021
- Peppol
- Active · Active since 29 Oct 2025
- Activities · NACE
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies
Activiteiten van holdings
Holdings
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