Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 55 % of short-term debt in 2024; threshold 65 %.
Financials
Financial year 2024
Spîk & Spaan from Overijse, company number BE0769752210, closed financial year 2024 with a result of € 384 after tax. For that financial year Spîk & Spaan recorded a gross margin of € 81,462 and equity of € 14,266. Compared with financial year 2023, the result moved from € 1,968 to € 384. The company is profitable. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on August 29, 2025.
€ 14,266
▲ 3% vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 384
▼ 80% vs 2023
Profit after tax over the fiscal year.
€ 18,110
▲ 152% vs 2023
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2024. Retained profit grew to € 4,266.
People and assets in 2024
€ 53,373
▲ 126% vs 2023
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 10,343
▼ 8% vs 2023
Book value of vehicles, furniture and equipment.
Debts at end 2024
€ 5,865
▼ 56% vs 2023
€ 5,032 is repaid this year. At this pace the long-term loan is gone in ≈ 1 years.
€ 9,067
▲ 20% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 11,700
▼ 23% vs 2023
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|
| Gross margin | € 17,604 | € 37,775 | € 81,462 | ▲ 116% |
| Profit after taxes | € 1,915 | € 1,968 | € 384 | ▼ 80% |
| Equity | € 11,915 | € 13,882 | € 14,266 | ▲ 3% |
| Total debts | € 45,177 | € 52,969 | € 52,532 | ▼ 1% |
| Cash | € 6,818 | € 7,183 | € 18,110 | ▲ 152% |
| Retained profit | € 1,915 | € 3,882 | € 4,266 | ▲ 10% |
| Bank debt | € 20,572 | € 13,288 | € 5,865 | ▼ 56% |
| Balance sheet total | € 57,092 | € 66,851 | € 66,798 |
Key figures of Spîk & Spaan, fiscal years 2022 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to Spîk & Spaan?
What happened at Spîk & Spaan in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: profit of € 384 (▼ 80% vs 2023). filed late Source: NBB ↗
- New establishment in Overijse. KBO
- Start of the company according to the CBE. KBO
In short
From € 1,915 profit in 2022 to € 384 profit in 2024.
Paid € 3,553 in corporate taxes since 2022.
Best year ever: 2023, with € 1,968 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Establishments
Establishment units
Physical locations of this company
Mollenberg 11
3090 Overijse
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0769.752.210
- VAT number
- BE 0769.752.210
- Registered office
- Mollenberg 11, 3090 Overijse
- Names & denominations
- Spîk & Spaan
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 16 June 2021
- Peppol
- Active · Active since 6 Jan 2026
- Activities · NACE
Stukadoorswerk