Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 4 % of short-term debt in 2025; threshold 65 %.
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Busy address KBO
15 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
CLOVER12 from Tessenderlo-Ham, company number BE0769504067, closed financial year 2025 with a result of € 12,501 after tax. For that financial year CLOVER12 recorded a gross margin of € 16,652 and equity of € 754,928. Compared with financial year 2024, the result moved from € 975 to € 12,501. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 3, 2026.
€ 754,928
▲ 2% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 12,501
▲ € 11,526 vs 2024
Profit after tax over the fiscal year.
€ 29,123
▲ 152% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 329,928.
Debts at end 2025
€ 120,000
▼ 50% vs 2024
Loans from banks and other lenders, long and short.
€ 76,960
▲ 40% vs 2024
Supplier invoices still open on the last day of the fiscal year.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -1,465 | € -2,206 | € 5,648 | € 16,652 | ▲ 195% |
| Profit after taxes | € 48,778 | € 267,673 | € 975 | € 12,501 | ▲ € 11,526 |
| Equity | € 473,778 | € 741,452 | € 742,427 | € 754,928 | ▲ 2% |
| Total debts | € 1,297,079 | € 1,010,631 | € 1,055,810 | € 1,012,133 | ▼ 4% |
| Cash | € 33,972 | € 14,817 | € 11,541 | € 29,123 | ▲ 152% |
| Retained profit | € 48,778 | € 316,452 | € 317,427 | € 329,928 | ▲ 4% |
| Bank debt | € 480,000 | € 360,000 | € 240,000 | € 120,000 | ▼ 50% |
| Balance sheet total | € 1,770,858 | € 1,752,083 | € 1,798,237 | € 1,767,061 | ▼ 2% |
Key figures of CLOVER12, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to CLOVER12?
What happened at CLOVER12 in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 12,501 (▲ € 11,526 vs 2024). Source: NBB ↗
- New establishment in Lummen. KBO
- Start of the company according to the CBE. KBO
In short
From € 48,778 profit in 2022 to € 12,501 profit in 2025.
Best year ever: 2023, with € 267,673 profit.
A new publication or filing at CLOVER12? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of U2P comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
CLOVER12Behind CLOVER12 is Incognito 007 BV. The shares are held by U2P (100%). It owns 100% of Verisol itself.
Directors
According to the 2025 annual accounts
Director · represented by Ismail Ben-Al-Lal
Also active at: Futech Home, Terra, U2P, Futech Service, intuEdrive, IP-IMMO, Spectra, Octave +7 more
Shareholders
100%
Participations
100%
Establishments
Establishment units
Physical locations of this company
Ambachtsstraat 19
3980 Tessenderlo-Ham
Klaverbladstraat 12
3560 Lummen
Active since 9 June 2021
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 15 companies are registered at this address.
All companies at this address →Futech Home same network
€ 382,019 gross margin · 2025
U2P same network
€ 95,984 gross margin · 2025
Ibamo
€ 4,003 gross margin · 2025
Futech Service same network
€ 181,737 gross margin · 2025
IP-IMMO same network
€ 240,249 gross margin · 2025
+10 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Certifications & Partners
Hosting & Email
Email provider
Google Workspace
Hosting
NEDZONE-AS, NL
Website info
Features
Security
Details
- Company number
- 0769.504.067
- VAT number
- BE 0769.504.067
- Registered office
- Ambachtsstraat 19, 3980 Tessenderlo-Ham
- Names & denominations
- CLOVER12
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 9 June 2021
- Peppol
- Active · Active since 10 Dec 2025
- Contact
- futech.be
- Activities · NACE
Overige dienstverlenende activiteiten op het gebied van informatie
Overige dienstverlenende activiteiten op het gebied van informatie, n.e. g.
Activiteiten van holdings
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies
Overige zakelijke dienstverlening, neg
Activiteiten van adviesbureaus op het gebied van public relations en communicatie
Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering
Holdings
+1