Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Busy address KBO
35 other companies have their registered office at the same address; threshold 10.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
FINAKEM from Schaarbeek, company number BE0768822790, closed financial year 2025 with a result of € -529,524 after tax. For that financial year FINAKEM recorded a gross margin of € -13,877 and equity of € 99.1 million. Compared with financial year 2024, the result moved from € -555,019 to € -529,524. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.
€ 99.1 million
▼ 33% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -529,524
▲ 5 % less loss than in 2024
Profit after tax over the fiscal year.
€ 2.1 million
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -4.3 million.
Debts at end 2025
€ 26.8 million
▲ 2% vs 2024
Loans from banks and other lenders, long and short.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -2,842,141 | € -55,049 | € -27,363 | € -13,877 | ▲ € 13,486 |
| Profit after taxes | € -3,471,177 | € 288,791 | € -555,019 | € -529,524 | ▲ € 25,495 |
| Equity | € 99,924,814 | € 149,127,845 | € 148,572,826 | € 99,129,060 | ▼ 33% |
| Total debts | € 25,757,654 | € 26,270,950 | € 26,797,823 | € 27,334,936 | ▲ 2% |
| Cash | € 89,028 | € 2,088,718 | € 2,089,337 | € 2,095,769 | |
| Retained profit | € -3,471,177 | € 8,455,561 | € 7,900,542 | € -4,266,931 | ▼ € 12.2 million |
| Bank debt | € 25,000,000 | € 25,755,834 | € 26,270,950 | € 26,797,823 | ▲ 2% |
| Balance sheet total | € 125,682,467 | € 175,398,795 | € 175,370,649 | € 126,463,996 | ▼ 28% |
Key figures of FINAKEM, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to FINAKEM?
What happened at FINAKEM in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 529,524. filed late Source: NBB ↗
- New establishment in Schaarbeek. KBO
- Start of the company according to the CBE. KBO
In short
From € 3.5 million loss in 2022 to € 529,524 loss in 2025.
Best year ever: 2023, with € 288,791 profit.
Management
Behind FINAKEM are Loeiz LAGADEC, CREDIT MUTUEL EQUITY SCR and Thomas VATIER.
Directors
According to the 2025 annual accounts
Establishments
Establishment units
Physical locations of this company
Adolphe Lacomblélaan 69-71
1030 Schaarbeek
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 35 companies are registered at this address.
All companies at this address →STRATEC
€ 2.1 million gross margin · 2025
G.F.I.
€ 555,792 gross margin · 2025
STOMA INTERNATIONAL
€ -2,791 gross margin · 2025
DOM
€ 2,491 gross margin · 2020
PIERRE LANG BELGIUM
+30 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0768.822.790
- VAT number
- BE 0768.822.790
- Registered office
- Adolphe Lacomblélaan 69-71, 1030 Schaarbeek
- Names & denominations
- FINAKEM
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 27 May 2021
- Peppol
- Not registered