Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 0 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
FINANCIERE DES AMOURS from Elsene, company number BE0768770827, closed financial year 2025 with a result of € -18,417 after tax. For that financial year FINANCIERE DES AMOURS recorded a gross margin of € -5,713 and equity of € 372,389. Compared with financial year 2024, the result moved from € 80,909 to € -18,417. The company made a loss. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 22, 2026.
€ 372,389
▲ € 331,583 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -18,417
▼ still € 80,909 profit in 2024
Profit after tax over the fiscal year.
€ 179
▼ 98% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 16,389.
Debts at end 2025
€ 1.3 million
▲ 97% vs 2024
€ 33,495 is repaid this year. At this pace the long-term loan is gone in ≈ 19 years.
€ 998
▼ 57% vs 2024
Supplier invoices still open on the last day of the fiscal year.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 21,561 | € 46,939 | € 109,265 | € -5,713 | ▼ € 114,978 |
| Profit after taxes | € -46,335 | € 232 | € 80,909 | € -18,417 | ▼ € 99,326 |
| Equity | € -40,335 | € -8,896 | € 40,806 | € 372,389 | ▲ € 331,583 |
| Total debts | € 932,346 | € 889,719 | € 860,507 | € 2,406,365 | ▲ 180% |
| Cash | € 9,361 | € 16,551 | € 10,106 | € 179 | ▼ 98% |
| Land & buildings | € 878,994 | € 856,426 | - | - | |
| Retained profit | € -46,335 | € -46,103 | € 34,806 | € 16,389 | ▼ 53% |
| Bank debt | € 734,342 | € 702,600 | € 678,676 | € 1,337,170 | ▲ 97% |
| Balance sheet total | € 892,011 | € 880,823 | € 901,313 | € 2,778,754 | ▲ 208% |
Key figures of FINANCIERE DES AMOURS, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to FINANCIERE DES AMOURS?
What happened at FINANCIERE DES AMOURS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 18,417 (▼ € 99,326 vs 2024). Source: NBB ↗
- Victor Hamer became a director. NBB
- Juliette Hamer became a director. NBB
- New establishment in Brussel. KBO
- Start of the company according to the CBE. KBO
In short
From € 46,335 loss in 2022 to € 18,417 loss in 2025.
Paid € 11,602 in corporate taxes since 2022.
Best year ever: 2024, with € 80,909 profit.
A new publication or filing at FINANCIERE DES AMOURS? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind FINANCIERE DES AMOURS are Victor Hamer and Juliette Hamer. Victor Hamer is also behind SORINVEST CONSTRUCT. Juliette Hamer is also behind Paquot Management.
Directors
According to the 2025 annual accounts
since 2022
since 2022
Establishments
Establishment units
Physical locations of this company
Jean Paquotstraat 62 box 1
1050 Elsene
Vleurgatsesteenweg 131 box 7
1000 Brussel
Active since 26 May 2021
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0768.770.827
- VAT number
- BE 0768.770.827
- Registered office
- Jean Paquotstraat 62 bus 1, 1050 Elsene
- Names & denominations
- FINANCIERE DES AMOURS · FDA
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 26 May 2021
- Peppol
- Not registered
- Activities · NACE
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