Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 2 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 10 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Jo + Liz from Gent, company number BE0768681844, closed financial year 2025 with a result of € -15,360 after tax. For that financial year Jo + Liz recorded a gross margin of € -8,576 and equity of € -50,535. Compared with financial year 2024, the result moved from € -59,254 to € -15,360. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 31, 2026.
€ -50,535
▼ € 15,360 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -15,360
▲ 74 % less loss than in 2024
Profit after tax over the fiscal year.
€ 12,558
▼ 56% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -52,535.
People and assets in 2025
€ 1,158
▼ 37% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 863
▲ 84% vs 2024
Loans from banks and other lenders, long and short.
€ 35,251
▲ 12% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 5,698
▼ 14% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 21,822 | € 18,190 | € -50,862 | € -8,576 | ▲ € 42,287 |
| Profit after taxes | € 15,140 | € 6,939 | € -59,254 | € -15,360 | ▲ € 43,895 |
| Equity | € 17,140 | € 24,079 | € -35,176 | € -50,535 | ▼ € 15,360 |
| Total debts | € 110,872 | € 159,874 | € 150,011 | € 156,486 | ▲ 4% |
| Cash | € 6,079 | € 27,769 | € 28,508 | € 12,558 | ▼ 56% |
| Retained profit | € 15,140 | € 22,079 | € -37,176 | € -52,535 | ▼ € 15,360 |
| Bank debt | € 337 | € 558 | € 469 | € 863 | ▲ 84% |
| Balance sheet total | € 128,011 | € 183,952 | € 114,835 | € 105,951 | ▼ 8% |
Key figures of Jo + Liz, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Jo + Liz?
What happened at Jo + Liz in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 15,360. Source: NBB ↗
- New establishment in Gent. KBO
- Jolien De Wulf became a director. NBB
- Liselot De Wulf became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 15,140 profit in 2022 to € 15,360 loss in 2025.
Paid € 4,836 in corporate taxes since 2022.
Best year ever: 2022, with € 15,140 profit.
Management
Behind Jo + Liz are Jolien De Wulf and Liselot De Wulf.
Directors
According to the 2025 annual accounts
Jolien De Wulf
Director
since 2021
Liselot De Wulf
Director
since 2021
Establishments
Establishment units
Physical locations of this company
Edward Pynaertkaai 97 box 201
9000 Gent
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 4 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0768.681.844
- VAT number
- BE 0768.681.844
- Registered office
- Edward Pynaertkaai 97 bus 201, 9000 Gent
- Names & denominations
- Jo + Liz
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 25 May 2021
- Peppol
- Active · Active since 25 Jul 2025
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