Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 27 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Tovar from Hasselt, company number BE0768554457, closed financial year 2025 with a result of € 372,769 after tax. For that financial year Tovar recorded a gross margin of € 301,710 and equity of € 3.5 million. Compared with financial year 2024, the result moved from € 615,042 to € 372,769. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.
€ 3.5 million
▲ 12% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 372,769
▼ 39% vs 2024
Profit after tax over the fiscal year.
€ 243,433
▲ 183% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 3.5 million.
Debts at end 2025
€ 1.6 million
▼ 36% vs 2024
Loans from banks and other lenders, long and short.
€ 45,474
▼ 21% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 22,977
▼ 38% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 249,852 | € 392,042 | € 310,053 | € 301,710 | ▼ 3% |
| Profit after taxes | € 757,830 | € 907,194 | € 615,042 | € 372,769 | ▼ 39% |
| Equity | € 1,565,917 | € 2,473,111 | € 3,088,154 | € 3,460,922 | ▲ 12% |
| Total debts | € 4,610,167 | € 3,783,955 | € 3,325,192 | € 2,833,618 | ▼ 15% |
| Cash | € 184,780 | € 91,856 | € 85,896 | € 243,433 | ▲ 183% |
| Retained profit | € 1,562,917 | € 2,470,111 | € 3,085,154 | € 3,457,922 | ▲ 12% |
| Bank debt | € 3,478,977 | € 2,939,963 | € 2,480,598 | € 1,596,522 | ▼ 36% |
| Balance sheet total | € 6,176,084 | € 6,257,066 | € 6,413,346 | € 6,294,540 | ▼ 2% |
Key figures of Tovar, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Tovar?
What happened at Tovar in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 372,769 (▼ 39% vs 2024). filed late Source: NBB ↗
- New establishment in Hasselt. KBO
- Chrissy Braet Comm. V became a director. NBB
- Ravot BV became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 757,830 profit in 2022 to € 372,769 profit in 2025.
Paid € 127,028 in corporate taxes since 2022.
Best year ever: 2023, with € 907,194 profit.
A new publication or filing at Tovar? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of PROGRESS COMPANY, Gladio comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
TovarBehind Tovar are Chrissy Braet Comm. V and Ravot BV. The shares are held by PROGRESS COMPANY (20%) and Gladio (10%). It owns 25% of Group a itself.
Directors
According to the 2025 annual accounts
Managing director · represented by Chrissy Braet
since 2021
since 2021
Shareholders
20%
10%
Participations
25%
Establishments
Establishment units
Physical locations of this company
Luikersteenweg 254
3500 Hasselt
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 8 companies are registered at this address.
All companies at this address →GROUP A same network
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€ -25,977 gross margin · 2025
BELIDEA
€ -3,906 gross margin · 2025
Vitrea
€ 185,528 gross margin · 2025
+3 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Microsoft 365
Hosting
COMBELL-AS, BE
Domain
Domain
group-a.com
Registered
2008-03-24
Registrar
Combell NV
Expires
2026-03-24
Website info
Features
Security
Network
Details
- Company number
- 0768.554.457
- VAT number
- BE 0768.554.457
- Registered office
- Luikersteenweg 254, 3500 Hasselt
- Names & denominations
- Tovar
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 19 May 2021
- Peppol
- Active · Active since 3 Sept 2025
- Contact
- group-a.com
- Activities · NACE
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