Financials
Financial year 2025
CREAFIG INSURANCE from Hamont-Achel, company number BE0768500217, closed financial year 2025 with a result of € 43,855 after tax. For that financial year CREAFIG INSURANCE recorded a gross margin of € 81,260 and equity of € 57,407. Compared with financial year 2024, the result moved from € 1 to € 43,855. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 29, 2026.
€ 57,407
▲ € 43,855 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 43,855
▲ € 43,855 vs 2024
Profit after tax over the fiscal year.
€ 53,357
▲ 40% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 51,207.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 60,842
▲ 96% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 54,749
▲ 106% vs 2024
€ 11,950 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 1,895
▲ 90% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 3,438
▼ 31% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -4,529 | € 16,320 | € 14,472 | € 81,260 | ▲ € 66,789 |
| Profit after taxes | € -5,909 | € 13,260 | € 1 | € 43,855 | ▲ € 43,855 |
| Equity | € 291 | € 13,551 | € 13,551 | € 57,407 | ▲ € 43,855 |
| Total debts | € 375 | € 43,419 | € 56,830 | € 61,925 | ▲ 9% |
| Cash | € 667 | € 9,252 | € 38,227 | € 53,357 | ▲ 40% |
| Retained profit | € -5,909 | € 7,351 | € 7,351 | € 51,207 | ▲ € 43,855 |
| Bank debt | € 0 | € 0 | € 26,558 | € 54,749 | ▲ 106% |
| Balance sheet total | € 667 | € 56,970 | € 70,382 | € 119,331 | ▲ 70% |
Key figures of CREAFIG INSURANCE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to CREAFIG INSURANCE?
What happened at CREAFIG INSURANCE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 43,855 (▲ € 43,855 vs 2024). Source: NBB ↗
- New establishment in Hamont-Achel. KBO
- Start of the company according to the CBE. KBO
In short
From € 5,909 loss in 2022 to € 43,855 profit in 2025.
Paid € 20,488 in corporate taxes since 2022.
Best year ever: 2025, with € 43,855 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of CreaFig, Betulla comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
CREAFIG INSURANCEBehind CREAFIG INSURANCE is Rudi Truijens. The shares are held by CreaFig (50%) and Betulla (35%).
Establishments
Establishment units
Physical locations of this company
Budelpoort 52
3930 Hamont-Achel
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 4 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0768.500.217
- VAT number
- BE 0768.500.217
- Registered office
- Budelpoort 52, 3930 Hamont-Achel
- Names & denominations
- CREAFIG INSURANCE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 18 May 2021
- Peppol
- Active · Active since 21 Jun 2024
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars