Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 36 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
DINCASSUR 3 from Charleroi, company number BE0768364516, closed financial year 2025 with a result of € 1,211 after tax. For that financial year DINCASSUR 3 recorded a gross margin of € 180,990 and equity of € 30,106. Compared with financial year 2024, the result moved from € 2,820 to € 1,211. The company is profitable. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.
€ 30,106
▲ 4% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 1,211
▼ 57% vs 2024
Profit after tax over the fiscal year.
€ 56,317
▲ 72% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 10,106.
People and assets in 2025
€ 77,057
▼ 44% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 6,456
▼ 35% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 416,027
▼ 5% vs 2024
€ 225,627 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 142,176
▼ 10% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 17,448
▼ 24% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 289,423 | € 244,019 | € 249,591 | € 180,990 | ▼ 27% |
| Profit after taxes | € 2,025 | € 4,050 | € 2,820 | € 1,211 | ▼ 57% |
| Equity | € 22,025 | € 26,075 | € 28,895 | € 30,106 | ▲ 4% |
| Total debts | € 750,225 | € 685,982 | € 644,820 | € 605,013 | ▼ 6% |
| Cash | € 34,513 | € 14,074 | € 32,765 | € 56,317 | ▲ 72% |
| Retained profit | € 2,025 | € 6,075 | € 8,895 | € 10,106 | ▲ 14% |
| Bank debt | € 574,117 | € 522,052 | € 438,829 | € 416,027 | ▼ 5% |
| Balance sheet total | € 772,250 | € 712,058 | € 673,715 | € 635,119 | ▼ 6% |
Key figures of DINCASSUR 3, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to DINCASSUR 3?
What happened at DINCASSUR 3 in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 1,211 (▼ 57% vs 2024). filed late Source: NBB ↗
- Henri Philippe DINCQ became a director. NBB
- Pauline DINCQ became a director. NBB
- New establishment in Charleroi. KBO
- Start of the company according to the CBE. KBO
In short
From € 2,025 profit in 2022 to € 1,211 profit in 2025.
Paid € 12,720 in corporate taxes since 2022.
Best year ever: 2023, with € 4,050 profit.
Management
Behind DINCASSUR 3 are Henri Philippe DINCQ and Pauline DINCQ. The same people are also behind Dincassur, DINCASSUR 2, BEM DINCASSUR 2, DINCASSUR 4 and DPM ASSURANCES. Pauline DINCQ is also behind ASSURANCES DPM.
Directors
According to the 2025 annual accounts
Henri Philippe DINCQ
Managing director
Also active at: Dincassur, DINCASSUR 2, BEM DINCASSUR 2, DINCASSUR 4, DPM ASSURANCES
since 2022
Pauline DINCQ
Managing director
Also active at: Dincassur, ASSURANCES DPM, DINCASSUR 2, BEM DINCASSUR 2, DINCASSUR 4, DPM ASSURANCES
since 2022
Establishments
Establishment units
Physical locations of this company
Faubourg de Charleroi 1A
6041 Charleroi
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0768.364.516
- VAT number
- BE 0768.364.516
- Registered office
- Faubourg de Charleroi 1A, 6041 Charleroi
- Names & denominations
- DINCASSUR 3
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 12 May 2021
- Peppol
- Active · Active since 1 Jan 2001
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars