Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 35 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
HEARTI from Ganshoren, company number BE0767941080, closed financial year 2025 with a result of € -49,125 after tax. For that financial year HEARTI recorded a gross margin of € 6,228 and equity of € 153,200. Compared with financial year 2024, the result moved from € 32,508 to € -49,125. The company made a loss. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on September 25, 2026.
€ 153,200
▼ 24% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -49,125
▼ still € 32,508 profit in 2024
Profit after tax over the fiscal year.
€ 16,270
▼ 79% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 151,200.
People and assets in 2025
€ 1,099
▼ 46% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 305,457
▼ 6% vs 2024
€ 18,213 is repaid this year. At this pace the long-term loan is gone in ≈ 17 years.
€ 15,972
▼ 65% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 11,391
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 194,056 | € 119,666 | € 98,974 | € 6,228 | ▼ 94% |
| Profit after taxes | € 113,073 | € 54,744 | € 32,508 | € -49,125 | ▼ € 81,633 |
| Equity | € 115,073 | € 169,816 | € 202,325 | € 153,200 | ▼ 24% |
| Total debts | € 409,830 | € 421,501 | € 373,017 | € 334,249 | ▼ 10% |
| Cash | € 47,793 | € 112,929 | € 76,220 | € 16,270 | ▼ 79% |
| Land & buildings | € 472,802 | € 445,785 | € 418,768 | € 391,751 | ▼ 6% |
| Retained profit | € 113,073 | € 167,816 | € 200,325 | € 151,200 | ▼ 25% |
| Bank debt | € 357,955 | € 340,806 | € 323,308 | € 305,457 | ▼ 6% |
| Balance sheet total | € 524,902 | € 591,317 | € 575,341 | € 487,449 | ▼ 15% |
Key figures of HEARTI, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to HEARTI?
What happened at HEARTI in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 49,125 (▼ € 81,633 vs 2024). filed late Source: NBB ↗
- New establishment in Ganshoren. KBO
- Start of the company according to the CBE. KBO
- Amina RIDOINE became a director. NBB
In short
From € 113,073 profit in 2022 to € 49,125 loss in 2025.
Paid € 56,463 in corporate taxes since 2022.
Best year ever: 2022, with € 113,073 profit.
Management
Behind HEARTI is Amina RIDOINE. Amina RIDOINE is also behind RIDBERG CONSULTING.
Directors
According to the 2025 annual accounts
since 2021
Establishments
Establishment units
Physical locations of this company
Jacques Sermonlaan 52 box 1
1083 Ganshoren
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0767.941.080
- VAT number
- BE 0767.941.080
- Registered office
- Jacques Sermonlaan 52 bus 1, 1083 Ganshoren
- Names & denominations
- HEARTI
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 7 May 2021
- Peppol
- Not registered