What is the address of Hypo-Expert?

The registered office of Hypo-Expert is located at Sint-Cordulastraat 19/1, 2900 Schoten.

Is Hypo-Expert still active?

Yes. According to the CBE (30 September 2026) Hypo-Expert is active, legal situation “Normale toestand”, started on 5 May 2021.

Is Hypo-Expert registered on Peppol?

Yes, Hypo-Expert is registered on the Peppol network with ID 0208:0767852295.

What is the enterprise number of Hypo-Expert?

The enterprise number of Hypo-Expert is BE0767852295.

When was Hypo-Expert founded?

Hypo-Expert was founded on 5 May 2021.

Is Hypo-Expert a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 5 May 2021; 4 annual accounts filed, latest fiscal year 2025; 10 directors known from the annual account.

How much profit did Hypo-Expert make in 2025?

Hypo-Expert posted a profit after taxes of € 13,720 in financial year 2025.

What is the revenue of Hypo-Expert?

As a small company, Hypo-Expert is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 4,810.

Hypo-Expert (Private Limited) - Schoten - BE0767852295

Q: Who are the directors of Hypo-Expert?

According to the 2025 annual accounts, the directors of Hypo-Expert are: DRS Zakenkantoor CVBA, Marc Baeten en Co NV, Matrix-Kolum NV, Zakenkantoor Melotte & Partners BV, Zakenkantoor Leysen & Wouters BV, Zakenkantoor Neteland BV, MVS BV, Kuyps BV.

Dossier Hypo-Expert, printed on 30 September 2026 from databakkes.be/en/0767852295/hypo-expert. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Financials

Financial year 2025

Hypo-Expert from Schoten, company number BE0767852295, closed financial year 2025 with a result of € 13,720 after tax. For that financial year Hypo-Expert recorded a gross margin of € 4,810 and equity of € 104,166. Compared with financial year 2024, the result moved from € 53,750 to € 13,720. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 26, 2026.

What it is worth Growing

€ 104,166

▲ 15% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Healthy

€ 13,720

▼ 74% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 95,132

▼ 17% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € 101,966.

Debts at end 2025

Bank debt

None

No bank loans on the last day of the fiscal year.

Owed to suppliers

€ 9,373

▲ 11% vs 2024

Supplier invoices still open on the last day of the fiscal year.

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Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ -2,591 Gross margin 2022: € -2,591 First fiscal year in the series	€ 50,100 Gross margin 2023: € 50,100 ▲ € 52,691 vs 2022 (€ -2,591) Favourable step	€ 67,537 Gross margin 2024: € 67,537 ▲ 35% vs 2023 (€ 50,100) Favourable step	€ 4,810 Gross margin 2025: € 4,810 ▼ 93% vs 2024 (€ 67,537) Unfavourable step	▼ 93%
Profit after taxes	€ -4,502 Profit after taxes 2022: € -4,502 First fiscal year in the series	€ 38,997 Profit after taxes 2023: € 38,997 ▲ € 43,499 vs 2022 (€ -4,502) Favourable step	€ 53,750 Profit after taxes 2024: € 53,750 ▲ 38% vs 2023 (€ 38,997) Favourable step	€ 13,720 Profit after taxes 2025: € 13,720 ▼ 74% vs 2024 (€ 53,750) Unfavourable step	▼ 74%
Equity	€ -2,302 Equity 2022: € -2,302 First fiscal year in the series	€ 36,695 Equity 2023: € 36,695 ▲ € 38,997 vs 2022 (€ -2,302) Favourable step	€ 90,446 Equity 2024: € 90,446 ▲ 146% vs 2023 (€ 36,695) Favourable step	€ 104,166 Equity 2025: € 104,166 ▲ 15% vs 2024 (€ 90,446) Favourable step	▲ 15%
Total debts	€ 47,578 Total debts 2022: € 47,578 First fiscal year in the series	€ 74,343 Total debts 2023: € 74,343 ▲ 56% vs 2022 (€ 47,578) Unfavourable step	€ 66,238 Total debts 2024: € 66,238 ▼ 11% vs 2023 (€ 74,343) Favourable step	€ 26,353 Total debts 2025: € 26,353 ▼ 60% vs 2024 (€ 66,238) Favourable step	▼ 60%
Cash	€ 16,522 Cash 2022: € 16,522 First fiscal year in the series	€ 78,114 Cash 2023: € 78,114 ▲ € 61,593 vs 2022 (€ 16,522) Favourable step	€ 114,742 Cash 2024: € 114,742 ▲ 47% vs 2023 (€ 78,114) Favourable step	€ 95,132 Cash 2025: € 95,132 ▼ 17% vs 2024 (€ 114,742) Unfavourable step	▼ 17%
Retained profit	€ -4,502 Retained profit 2022: € -4,502 First fiscal year in the series	€ 34,495 Retained profit 2023: € 34,495 ▲ € 38,997 vs 2022 (€ -4,502) Favourable step	€ 88,246 Retained profit 2024: € 88,246 ▲ 156% vs 2023 (€ 34,495) Favourable step	€ 101,966 Retained profit 2025: € 101,966 ▲ 16% vs 2024 (€ 88,246) Favourable step	▲ 16%
Balance sheet total	€ 45,276 Balance sheet total 2022: € 45,276 First fiscal year in the series	€ 111,038 Balance sheet total 2023: € 111,038 ▲ 145% vs 2022 (€ 45,276) Unchanged	€ 156,684 Balance sheet total 2024: € 156,684 ▲ 41% vs 2023 (€ 111,038) Unchanged	€ 130,519 Balance sheet total 2025: € 130,519 ▼ 17% vs 2024 (€ 156,684) Unchanged	▼ 17%

Key figures of Hypo-Expert, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to Hypo-Expert?

What happened at Hypo-Expert in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Jun 26, 2026 New annual accounts for financial year 2025: profit of € 13,720 (▼ 74% vs 2024). Source: NBB ↗
May 5, 2021 New establishment in Schoten. KBO
May 5, 2021 Start of the company according to the CBE. KBO

In short

From € 4,502 loss in 2022 to € 13,720 profit in 2025.

Paid € 26,504 in corporate taxes since 2022.

Best year ever: 2024, with € 53,750 profit.

Original PDFs at the National Bank ↗

A new publication or filing at Hypo-Expert? We notify you, reason included.

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My folder 3 companies

De Lijn 8 June 2026 New annual account 2025

filed on 8 June 2026

What was left

€ 20 k ▼ 91%
Money in the bank

€ 178 k ▼ 98%

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NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit

Real filings at the National Bank

Management

MATRIX-KOLUM 18.2%

KOLUM VERZEKERINGSTEAM 9.1%

ANJER VERZEKERINGEN OOSTENDE 9.1%

Marc BAETEN EN Co 9.1%

The stake of MATRIX-KOLUM, KOLUM VERZEKERINGSTEAM, ANJER VERZEKERINGEN OOSTENDE, Marc BAETEN EN Co comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.

Hypo-Expert

Behind Hypo-Expert are DRS Zakenkantoor CVBA, Marc Baeten en Co NV, Matrix-Kolum NV, Zakenkantoor Melotte & Partners BV, Zakenkantoor Leysen & Wouters BV and Zakenkantoor Neteland BV. The shares are held by MATRIX-KOLUM (18.2%), KOLUM VERZEKERINGSTEAM (9.1%), ANJER VERZEKERINGEN OOSTENDE (9.1%) and Marc BAETEN EN Co (9.1%).

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