Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 2 % of short-term debt in 2025; threshold 65 %.
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Busy address KBO
39 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
CADREY IMMO from Mont-Saint-Guibert, company number BE0767379371, closed financial year 2025 with a result of € 4,391 after tax. For that financial year CADREY IMMO recorded a gross margin of € 34,618 and equity of € -891. Compared with financial year 2024, the result moved from € 7,770 to € 4,391. The company is profitable. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 17, 2026.
€ -891
▲ € 4,391 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 4,391
▼ 43% vs 2024
Profit after tax over the fiscal year.
€ 5,669
▼ 54% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -3,891.
Debts at end 2025
€ 320,466
▼ 6% vs 2024
€ 21,761 is repaid this year. At this pace the long-term loan is gone in ≈ 15 years.
€ 1,399
▼ 60% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 2,341
▲ 11% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 38,751 | € 33,508 | € 38,453 | € 34,618 | ▼ 10% |
| Profit after taxes | € 7,149 | € 2,329 | € 7,770 | € 4,391 | ▼ 43% |
| Equity | € -15,382 | € -13,052 | € -5,283 | € -891 | ▲ € 4,391 |
| Total debts | € 616,919 | € 592,910 | € 568,134 | € 536,590 | ▼ 6% |
| Cash | € 6,597 | € 3,785 | € 12,306 | € 5,669 | ▼ 54% |
| Land & buildings | € 587,677 | € 568,295 | € 548,913 | € 529,531 | ▼ 4% |
| Retained profit | € -18,382 | € -16,052 | € -8,283 | € -3,891 | ▲ € 4,391 |
| Bank debt | € 382,409 | € 362,304 | € 341,661 | € 320,466 | ▼ 6% |
| Balance sheet total | € 601,537 | € 579,858 | € 562,851 | € 535,699 | ▼ 5% |
Key figures of CADREY IMMO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to CADREY IMMO?
What happened at CADREY IMMO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 4,391 (▼ 43% vs 2024). Source: NBB ↗
- New establishment in Mont-Saint-Guibert. KBO
- Danielle BERGAMASCHI became a director. NBB
- Teemu GRIFFITHS became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 7,149 profit in 2022 to € 4,391 profit in 2025.
Best year ever: 2024, with € 7,770 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind CADREY IMMO are Danielle BERGAMASCHI and Teemu GRIFFITHS. Teemu GRIFFITHS is also behind KEMAQUA.
Directors
According to the 2025 annual accounts
Danielle BERGAMASCHI
Director
since 2021
since 2021
Establishments
Establishment units
Physical locations of this company
Rue des Sablières 45
1435 Mont-Saint-Guibert
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 39 companies are registered at this address.
All companies at this address →PUGH & CO INTERNATIONAL
€ 1.2 million gross margin · 2024
Produits Habi
€ 8.7 million revenue · 2026
TRANNEX
€ 1.4 million gross margin · 2025
ETABLISSEMENTS NICOLAY
€ 547,951 gross margin · 2024
ALPHASTYLE
€ 113,736 gross margin · 2025
+34 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0767.379.371
- VAT number
- BE 0767.379.371
- Registered office
- Rue des Sablières 45, 1435 Mont-Saint-Guibert
- Names & denominations
- CADREY IMMO
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 22 April 2021
- Peppol
- Active · Active since 16 Dec 2024
- Contact
- [email protected] +32472170055
- Activities · NACE
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