Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 5 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
FM INVEST from Tienen, company number BE0766474895, closed financial year 2025 with a result of € 92,297 after tax. For that financial year FM INVEST recorded a gross margin of € 159,807 and equity of € 161,867. Compared with financial year 2024, the result moved from € 115,132 to € 92,297. The company is profitable. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 28, 2026.
€ 161,867
▲ 133% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 92,297
▼ 20% vs 2024
Profit after tax over the fiscal year.
€ 58,749
▲ 86% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 158,867.
People and assets in 2025
€ 21,159
▼ 4% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 176,635
▼ 19% vs 2024
€ 42,879 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 5,217
▲ 107% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 27,571
▼ 46% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 2,482 | € 90,116 | € 100,837 | € 159,807 | ▲ 58% |
| Profit after taxes | € -21,272 | € 61,843 | € 115,132 | € 92,297 | ▼ 20% |
| Equity | € -18,272 | € -995 | € 69,570 | € 161,867 | ▲ 133% |
| Total debts | € 345,780 | € 1,462,203 | € 1,382,054 | € 1,316,227 | ▼ 5% |
| Cash | € 25,523 | € 50,279 | € 31,606 | € 58,749 | ▲ 86% |
| Retained profit | € -21,272 | € -3,995 | € 66,570 | € 158,867 | ▲ 139% |
| Dividend | € 0 | € 44,566 | € 44,566 | € 0 | ▼ 100% |
| Bank debt | € 296,834 | € 258,126 | € 218,075 | € 176,635 | ▼ 19% |
| Balance sheet total | € 327,508 | € 1,461,207 | € 1,451,624 | € 1,478,094 | ▲ 2% |
Key figures of FM INVEST, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to FM INVEST?
What happened at FM INVEST in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 92,297 (▼ 20% vs 2024). filed late Source: NBB ↗
- New establishment in Tienen. KBO
- Frank Moriau became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 21,272 loss in 2022 to € 92,297 profit in 2025.
Paid € 65,564 in corporate taxes since 2022.
Best year ever: 2024, with € 115,132 profit.
Paid out € 89,133 in dividends to the owners in total.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind FM INVEST is Frank Moriau. Frank Moriau is also behind Vervoer Joseph Moriau, MORIAU SERVICES and MORIAU LOGISTICS.
Directors
According to the 2025 annual accounts
since 2021
Establishments
Establishment units
Physical locations of this company
Sint-Jorisplein 27 box 18
3300 Tienen
Boomgaardendreef 26
3300 Tienen
Active since 8 April 2021
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0766.474.895
- VAT number
- BE 0766.474.895
- Registered office
- Sint-Jorisplein 27 bus 18, 3300 Tienen
- Names & denominations
- FM INVEST
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 8 April 2021
- Peppol
- Active · Active since 1 Jan 2001
- Activities · NACE
Activiteiten van holdings