Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 64 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
MASSIMO OSPI from Lanaken, company number BE0765855184, closed financial year 2025 with a result of € 768 after tax. For that financial year MASSIMO OSPI recorded a gross margin of € 134,485 and equity of € 8,094. Compared with financial year 2024, the result moved from € -33,580 to € 768. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 15, 2026.
€ 8,094
▲ 10% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 768
▲ still € 33,580 loss in 2024
Profit after tax over the fiscal year.
€ 57
▼ 98% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 6,094.
People and assets in 2025
€ 115,865
▼ 5% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 1,021
▼ 89% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 94,794
▼ 11% vs 2024
€ 5,643 is repaid this year. At this pace the long-term loan is gone in ≈ 17 years.
€ 48,853
▲ 19% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 5,939
▼ 9% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 217,575 | € 159,569 | € 123,457 | € 134,485 | ▲ 9% |
| Profit after taxes | € 23,139 | € 15,766 | € -33,580 | € 768 | ▲ € 34,348 |
| Equity | € 25,139 | € 40,906 | € 7,326 | € 8,094 | ▲ 10% |
| Total debts | € 72,633 | € 64,211 | € 175,964 | € 181,963 | ▲ 3% |
| Cash | € 25,963 | € 28,719 | € 3,008 | € 57 | ▼ 98% |
| Land & buildings | - | - | € 120,000 | € 120,000 | |
| Retained profit | € 23,139 | € 38,906 | € 5,326 | € 6,094 | ▲ 14% |
| Bank debt | € 26,457 | € 22,079 | € 106,528 | € 94,794 | ▼ 11% |
| Balance sheet total | € 97,773 | € 105,117 | € 183,290 | € 190,058 | ▲ 4% |
Key figures of MASSIMO OSPI, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to MASSIMO OSPI?
What happened at MASSIMO OSPI in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 768. Source: NBB ↗
- Talia Loiacono became a director. NBB
- New establishment in Lanaken. KBO
- Massimo Ospitalieri became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 23,139 profit in 2022 to € 768 profit in 2025.
Paid € 20,466 in corporate taxes since 2022.
Best year ever: 2022, with € 23,139 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind MASSIMO OSPI are Talia Loiacono and Massimo Ospitalieri.
Directors
According to the 2025 annual accounts
Talia Loiacono
Director
since 2023
Massimo Ospitalieri
Director
since 2021
Establishments
Establishment units
Physical locations of this company
Daalbroekstraat 34
3621 Lanaken
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0765.855.184
- VAT number
- BE 0765.855.184
- Registered office
- Daalbroekstraat 34, 3621 Lanaken
- Names & denominations
- MASSIMO OSPI
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 30 March 2021
- Peppol
- Active · Active since 24 Nov 2023
- Activities · NACE
Plaatsen van vloer- en wandtegels
Stukadoorswerk
Algemene bouw van kantoorgebouwen
Algemene bouw van residentiële gebouwen
Algemene bouw van andere niet-residentiële gebouwen
Slopen
Detailhandel in ijzerwaren, bouwmaterialen, verf en glas (algemeen assortiment)
Sanitaire werkzaamheden