Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 64 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
T & L Business from Etterbeek, company number BE0765297732, closed financial year 2025 with a result of € 3,295 after tax. For that financial year T & L Business recorded a gross margin of € 5,964 and equity of € 5,502. Compared with financial year 2024, the result moved from € 9,068 to € 3,295. The company is profitable. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 31, 2026.
€ 5,502
▲ 149% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 3,295
▼ 64% vs 2024
Profit after tax over the fiscal year.
€ 11,901
▲ € 11,519 vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 502.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 15,228
▲ € 13,851 vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 19,074
▲ € 14,658 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 4,535
▲ 46% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -4,828 | € 5,259 | € 12,969 | € 5,964 | ▼ 54% |
| Profit after taxes | € -9,833 | € -1,276 | € 9,068 | € 3,295 | ▼ 64% |
| Equity | € -5,585 | € -6,861 | € 2,207 | € 5,502 | ▲ 149% |
| Total debts | € 29,935 | € 10,899 | € 9,305 | € 28,091 | ▲ 202% |
| Cash | € 348 | € 702 | € 382 | € 11,901 | ▲ € 11,519 |
| Retained profit | € -10,585 | € -11,861 | € -2,793 | € 502 | ▲ € 3,295 |
| Bank debt | € 12,046 | € 7,469 | € 1,789 | € 0 | ▼ 100% |
| Balance sheet total | € 24,350 | € 4,038 | € 11,513 | € 33,593 | ▲ 192% |
Key figures of T & L Business, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to T & L Business?
What happened at T & L Business in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 3,295 (▼ 64% vs 2024). Source: NBB ↗
- New establishment in Seneffe. KBO
- New establishment in Etterbeek. KBO
- Tse-Hsine TCHEN became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 9,833 loss in 2022 to € 3,295 profit in 2025.
Paid € 5,066 in corporate taxes since 2022.
Best year ever: 2024, with € 9,068 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind T & L Business is Tse-Hsine TCHEN.
Directors
According to the 2025 annual accounts
Tse-Hsine TCHEN
Director
since 2021
Establishments
Establishment units
Physical locations of this company
Bruylantsstraat 5 box 1
1040 Etterbeek
Bruylantsstraat 3 box 2
1040 Etterbeek
Active since 17 March 2021
Chaussée de Nivelles 167
7181 Seneffe
Active since 1 July 2021
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0765.297.732
- VAT number
- BE 0765.297.732
- Registered office
- Bruylantsstraat 5 bus 1, 1040 Etterbeek
- Names & denominations
- T & L Business · TLB
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 17 March 2021
- Peppol
- Active · Active since 2 Dec 2025
- Contact
- [email protected] 049936955
- Activities · NACE
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