Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 2 of the last 2 fiscal years.
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Two loss years in a row NBB
Negative result in 2022 and 2023.
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Tight liquidity NBB
Cash and receivables cover 13 % of short-term debt in 2023; threshold 65 %.
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Late annual account NBB
Fiscal year 2023 was filed 300 days after the legal deadline.
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Annual account missing NBB
Fiscal year 2024 was expected before 31 July 2025 and has not been filed.
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Busy address KBO
65 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2023
PetExpert Belgium from Etterbeek, company number BE0765204492, closed financial year 2023 with a result of € -697,326 after tax. For that financial year PetExpert Belgium recorded a gross margin of € -434,423 and equity of € -919,602. Compared with financial year 2022, the result moved from € -242,275 to € -697,326. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on May 27, 2025.
€ -919,602
▼ € 697,326 vs 2022
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -697,326
▼ 188 % more loss than in 2022
Profit after tax over the fiscal year.
€ 124,144
▲ € 113,315 vs 2022
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -939,602.
People and assets in 2023
3.8
▼ 0.2 vs 2022
Average over the fiscal year, from the social balance sheet.
€ 256,827
▲ 107% vs 2022
€ 67,600 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 7,699
▲ € 6,869 vs 2022
Book value of vehicles, furniture and equipment.
Debts at end 2023
None
No bank loans on the last day of the fiscal year.
€ 46,983
▲ 113% vs 2022
Supplier invoices still open on the last day of the fiscal year.
€ 75,194
▲ 169% vs 2022
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | Change 2022 → 2023 | |
|---|---|---|---|
| Gross margin | € -115,144 | € -434,423 | ▼ € 319,279 |
| Profit after taxes | € -242,275 | € -697,326 | ▼ € 455,051 |
| Equity | € -222,275 | € -919,602 | ▼ € 697,326 |
| Total debts | € 241,119 | € 1,072,157 | ▲ € 831,038 |
| Cash | € 10,830 | € 124,144 | ▲ € 113,315 |
| Retained profit | € -242,275 | € -939,602 | ▼ € 697,326 |
| Balance sheet total | € 18,843 | € 152,555 | ▲ € 133,712 |
| Employees (FTE) | 4 | 3.8 | ▼ 0.2 |
Key figures of PetExpert Belgium, fiscal years 2022 to 2023, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2024 has not been filed yet; it was expected before 31 July 2025.
What happened to PetExpert Belgium?
What happened at PetExpert Belgium in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2023: loss of € 697,326. filed late Source: NBB ↗
- New establishment in Etterbeek. KBO
- Start of the company according to the CBE. KBO
In short
From € 242,275 loss in 2022 to € 697,326 loss in 2023.
Paid € 284 in corporate taxes since 2022.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind PetExpert Belgium are Derek Cummins and Jan Moravec.
Directors
According to the 2023 annual accounts
Derek Cummins
Director
Jan Moravec
Director
Establishments
Establishment units
Physical locations of this company
Sint-Michielslaan 65 box 6
1040 Etterbeek
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 65 companies are registered at this address.
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Hello Reno
+60 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Microsoft 365
Hosting
MICROSOFT-CORP-MSN-AS-BLOCK - Microsoft Corporation, US
Website info
Features
Security
Details
- Company number
- 0765.204.492
- VAT number
- BE 0765.204.492
- Registered office
- Sint-Michielslaan 65 bus 6, 1040 Etterbeek
- Names & denominations
- PetExpert Belgium
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 15 March 2021
- Peppol
- Active · Active since 14 Jan 2026
- Contact
- petexpert.be [email protected]
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars