Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 3 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 17 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
"ETHICAL HOUSING" from La Louvière, company number BE0764778088, closed financial year 2025 with a result of € -1,682 after tax. For that financial year "ETHICAL HOUSING" recorded a gross margin of € 31,577 and equity of € -39,111. Compared with financial year 2024, the result moved from € -25,826 to € -1,682. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 17, 2026.
€ -39,111
▼ € 1,682 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -1,682
▲ 93 % less loss than in 2024
Profit after tax over the fiscal year.
€ 71,101
▲ € 71,060 vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -49,111.
Debts at end 2025
€ 355,941
▼ 34% vs 2024
€ 11,543 is repaid this year. At this pace the long-term loan is gone in ≈ 31 years.
€ 10,953
▼ 86% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 4,892
▲ € 4,577 vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -1,779 | € -1,557 | € 2,204 | € 31,577 | ▲ € 29,373 |
| Profit after taxes | € -6,097 | € -12,868 | € -25,826 | € -1,682 | ▲ € 24,143 |
| Equity | € 1,265 | € -11,603 | € -37,429 | € -39,111 | ▼ € 1,682 |
| Total debts | € 367,534 | € 624,693 | € 1,027,082 | € 807,789 | ▼ 21% |
| Cash | € 85 | € 4,806 | € 40 | € 71,101 | ▲ € 71,060 |
| Land & buildings | - | - | € 289,254 | € 270,716 | ▼ 6% |
| Retained profit | € -8,735 | € -21,603 | € -47,429 | € -49,111 | ▼ € 1,682 |
| Bank debt | € 315,711 | € 325,000 | € 537,005 | € 355,941 | ▼ 34% |
| Balance sheet total | € 368,799 | € 613,090 | € 989,654 | € 768,678 | ▼ 22% |
Key figures of "ETHICAL HOUSING", fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to "ETHICAL HOUSING"?
What happened at "ETHICAL HOUSING" in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 1,682. filed late Source: NBB ↗
- New establishment in La Louvière. KBO
- Start of the company according to the CBE. KBO
In short
From € 6,097 loss in 2022 to € 1,682 loss in 2025.
A new publication or filing at "ETHICAL HOUSING"? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Establishments
Establishment units
Physical locations of this company
Rue du Cercle Excelsior(PIE) 37
7100 La Louvière
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0764.778.088
- VAT number
- BE 0764.778.088
- Registered office
- Rue du Cercle Excelsior(PIE) 37, 7100 La Louvière
- Names & denominations
- "ETHICAL HOUSING"
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 8 March 2021
- Peppol
- Active · Active since 29 Dec 2025
- Activities · NACE
Handel in eigen onroerend goed