Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 1 of the last 2 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 12 % of short-term debt in 2023; threshold 65 %.
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Legal situation KBO
Opening faillissement according to the CBE.
Financials
Financial year 2023
H&M ISOL from Dison, company number BE0764719987, closed financial year 2023 with a result of € -15,203 after tax. For that financial year H&M ISOL recorded a gross margin of € 127,398 and equity of € -12,145. Compared with financial year 2022, the result moved from € 1,058 to € -15,203. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on October 2, 2024.
€ -12,145
▼ € 15,203 vs 2022
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -15,203
▼ still € 1,058 profit in 2022
Profit after tax over the fiscal year.
€ 18,622
▲ 161% vs 2022
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -14,145.
People and assets in 2023
€ 105,738
▼ 10% vs 2022
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 127,992
▲ 94% vs 2022
Of which on lease € 37,579.
Debts at end 2023
€ 49,438
▼ 25% vs 2022
€ 17,064 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 144,695
▲ € 139,809 vs 2022
Supplier invoices still open on the last day of the fiscal year.
€ 5,376
▼ 77% vs 2022
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | Change 2022 → 2023 | |
|---|---|---|---|
| Gross margin | € 146,579 | € 127,398 | ▼ 13% |
| Profit after taxes | € 1,058 | € -15,203 | ▼ € 16,260 |
| Equity | € 3,058 | € -12,145 | ▼ € 15,203 |
| Total debts | € 93,818 | € 267,757 | ▲ 185% |
| Cash | € 7,130 | € 18,622 | ▲ 161% |
| Retained profit | € 1,058 | € -14,145 | ▼ € 15,203 |
| Bank debt | € 65,522 | € 49,438 | ▼ 25% |
| Balance sheet total | € 96,875 | € 255,612 | ▲ 164% |
| Employees (FTE) | 2.6 | - |
Key figures of H&M ISOL, fiscal years 2022 to 2023, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2024 has not been filed yet; it was expected before 31 July 2025.
What happened to H&M ISOL?
What happened at H&M ISOL in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
H&M ISOL is active according to the CBE. Legal situation: Opening faillissement.
- New annual accounts for financial year 2023: loss of € 15,203 (▼ € 16,260 vs 2022). filed late Source: NBB ↗
- New establishment in Dison. KBO
- Start of the company according to the CBE. KBO
In short
From € 1,058 profit in 2022 to € 15,203 loss in 2023.
Paid € 2,804 in corporate taxes since 2022.
Best year ever: 2022, with € 1,058 profit.
On average € 56,400 of value added per employee in 2022.
Establishments
Establishment units
Physical locations of this company
Rue Neufmoulin 45/301
4820 Dison
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0764.719.987
- VAT number
- BE 0764.719.987
- Registered office
- Rue Neufmoulin 45/301, 4820 Dison
- Names & denominations
- H&M ISOL
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Opening faillissement
- Start date
- 5 March 2021
- Peppol
- Not registered
- Activities · NACE
Diverse ondersteunende activiteiten ten behoeve van voorzieningen
Installatie van isolatie
Stukadoorswerk
Schrijnwerk
Chapewerken
Isolatiewerkzaamheden