Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 3 of the last 4 fiscal years.
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Figures corrected NBB
Corrected annual account filed for 2024.
Financials
Financial year 2025
Hayat KARIM from Liège, company number BE0764685246, closed financial year 2025 with a result of € -1,043 after tax. For that financial year Hayat KARIM recorded a gross margin of € 23,169 and equity of € -8,885. Compared with financial year 2024, the result moved from € 15,182 to € -1,043. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 23, 2026.
€ -8,885
▼ € 1,043 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -1,043
▼ still € 15,182 profit in 2024
Profit after tax over the fiscal year.
€ 127,126
▼ 16% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -10,885.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 186
▲ 293% vs 2024
No payroll staff. An amount this small is usually a social contribution or pension premium for the director, booked under staff costs.
€ 9,276
▼ 35% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 13,548
▼ 20% vs 2024
€ 10,000 is repaid this year. At this pace the long-term loan is gone in ≈ 1 years.
€ 52,805
▼ 36% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 10,439
▲ 121% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 27,769 | € -15,699 | € 44,857 | € 23,169 | ▼ 48% |
| Profit after taxes | € 8,532 | € -36,092 | € 15,182 | € -1,043 | ▼ € 16,225 |
| Equity | € 13,069 | € -23,023 | € -7,841 | € -8,885 | ▼ € 1,043 |
| Total debts | € 75,949 | € 117,719 | € 209,197 | € 153,237 | ▼ 27% |
| Cash | € 41,945 | € 21,417 | € 151,241 | € 127,126 | ▼ 16% |
| Retained profit | € 11,069 | € -25,023 | € -9,841 | € -10,885 | ▼ € 1,043 |
| Bank debt | € 5,072 | € 21,363 | € 16,877 | € 13,548 | ▼ 20% |
| Balance sheet total | € 89,018 | € 94,696 | € 201,356 | € 144,352 | ▼ 28% |
Key figures of Hayat KARIM, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Hayat KARIM?
What happened at Hayat KARIM in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 1,043 (▼ € 16,225 vs 2024). Source: NBB ↗
- New establishment in Sint-Gillis (bij-Brussel). KBO
- New establishment in Liège. KBO
- Hayat KARIM became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 8,532 profit in 2022 to € 1,043 loss in 2025.
Paid € 13,717 in corporate taxes since 2022.
Best year ever: 2024, with € 15,182 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
Hayat KARIM
Director
since 2021
Establishments
Establishment units
Physical locations of this company
Rue Emile-Vandervelde 312
4000 Liège
Gulden-Vlieslaan 79 box 1
1060 Sint-Gillis (bij-Brussel)
Active since 2 October 2024
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0764.685.246
- VAT number
- BE 0764.685.246
- Registered office
- Rue Emile-Vandervelde 312, 4000 Liège
- Names & denominations
- Hayat KARIM
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 5 March 2021
- Peppol
- Active · Active since 26 Jan 2026
- Contact
- [email protected] 0499177752
- Activities · NACE
Activiteiten van advocaten