Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 27 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
BJ Construction from Saint-Hubert, company number BE0763957548, closed financial year 2025 with a result of € 822 after tax. For that financial year BJ Construction recorded a gross margin of € 1.2 million and equity of € 227,273. Compared with financial year 2024, the result moved from € -160,304 to € 822. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 26, 2026.
€ 227,273
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 822
▲ still € 160,304 loss in 2024
Profit after tax over the fiscal year.
€ 222,296
▲ € 222,208 vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -105,468.
People and assets in 2025
21
▼ 6.2 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 976,444
▼ 28% vs 2024
€ 46,500 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 156,597
▼ 41% vs 2024
Of which on lease € 122,350.
Debts at end 2025
€ 1.3 million
▲ 36% vs 2024
€ 122,737 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 429,810
▼ 13% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 76,500
▲ 32% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 705,693 | € 1,493,798 | € 1,527,389 | € 1,234,659 | ▼ 19% |
| Profit after taxes | € 54,817 | € 17,513 | € -160,304 | € 822 | ▲ € 161,126 |
| Equity | € 91,243 | € 108,755 | € 226,451 | € 227,273 | |
| Total debts | € 1,527,961 | € 1,560,340 | € 2,075,678 | € 2,098,472 | ▲ 1% |
| Cash | € 168,149 | € 77,946 | € 88 | € 222,296 | ▲ € 222,208 |
| Land & buildings | € 70,000 | € 70,000 | € 348,000 | € 340,741 | ▼ 2% |
| Retained profit | € 29,243 | € 46,755 | € -113,549 | € -105,468 | ▲ € 8,081 |
| Bank debt | € 487,198 | € 697,151 | € 931,885 | € 1,264,705 | ▲ 36% |
| Balance sheet total | € 1,619,204 | € 1,669,095 | € 2,302,129 | € 2,325,744 | ▲ 1% |
| Employees (FTE) | 11.3 | 25.4 | 27.2 | 21 | ▼ 6.2 |
Key figures of BJ Construction, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to BJ Construction?
What happened at BJ Construction in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 822. Source: NBB ↗
- New establishment in Saint-Hubert. KBO
- Start of the company according to the CBE. KBO
In short
From € 54,817 profit in 2022 to € 822 profit in 2025.
Paid € 11,830 in corporate taxes since 2022.
Best year ever: 2022, with € 54,817 profit.
On average € 58,800 of value added per employee in 2025.
Establishments
Establishment units
Physical locations of this company
Rue du Mont 164 box A
6870 Saint-Hubert
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0763.957.548
- VAT number
- BE 0763.957.548
- Registered office
- Rue du Mont 164 bus A, 6870 Saint-Hubert
- Names & denominations
- BJ Construction
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 23 February 2021
- Peppol
- Active · Active since 31 Oct 2025
- Activities · NACE
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