Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 30 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Maison Saint Jacques from Trois-Ponts, company number BE0763741376, closed financial year 2025 with a result of € 20,149 after tax. For that financial year Maison Saint Jacques recorded a gross margin of € 167,883 and equity of € 100,336. Compared with financial year 2024, the result moved from € -82,631 to € 20,149. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on October 15, 2025.
€ 100,336
▲ 25% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 20,149
▲ still € 82,631 loss in 2024
Profit after tax over the fiscal year.
€ 81,921
▼ 25% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -199,664.
People and assets in 2025
€ 24,974
▲ € 24,866 vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 41,876
▼ 10% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 1.1 million
▼ 7% vs 2024
Loans from banks and other lenders, long and short.
€ 44,840
▼ 23% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 3,184
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -13,526 | € -20,514 | € -19,298 | € 167,883 | ▲ € 187,180 |
| Profit after taxes | € -87,428 | € -49,754 | € -82,631 | € 20,149 | ▲ € 102,779 |
| Equity | € 212,572 | € 162,818 | € 80,187 | € 100,336 | ▲ 25% |
| Total debts | € 795,819 | € 1,200,537 | € 1,837,548 | € 1,798,834 | ▼ 2% |
| Cash | € 118,230 | € 16,208 | € 108,706 | € 81,921 | ▼ 25% |
| Land & buildings | € 836,042 | € 1,279,238 | € 1,611,165 | € 1,596,250 | ▼ 1% |
| Retained profit | € -87,428 | € -137,182 | € -219,813 | € -199,664 | ▲ € 20,149 |
| Bank debt | € 795,000 | € 1,095,000 | € 1,169,285 | € 1,087,286 | ▼ 7% |
| Balance sheet total | € 1,008,391 | € 1,363,355 | € 1,917,736 | € 1,899,169 | ▼ 1% |
Key figures of Maison Saint Jacques, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2026 has not been filed yet; it was expected before 31 October 2026.
What happened to Maison Saint Jacques?
What happened at Maison Saint Jacques in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 20,149. Source: NBB ↗
- Bert Albrechts became a director. NBB
- Gert Van Aperen became a director. NBB
- New establishment in Trois-Ponts. KBO
- Start of the company according to the CBE. KBO
In short
From € 87,428 loss in 2022 to € 20,149 profit in 2025.
Best year ever: 2025, with € 20,149 profit.
Management
Behind Maison Saint Jacques are Bert Albrechts and Gert Van Aperen. Bert Albrechts is also behind Betamacs. Gert Van Aperen is also behind BenG ConCepts.
Directors
According to the 2025 annual accounts
since 2021
since 2021
Establishments
Establishment units
Physical locations of this company
Saint-Jacques 19
4980 Trois-Ponts
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0763.741.376
- VAT number
- BE 0763.741.376
- Registered office
- Saint-Jacques 19, 4980 Trois-Ponts
- Names & denominations
- Maison Saint Jacques · MSJ
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 17 February 2021
- Peppol
- Active · Active since 9 Dec 2025
- Activities · NACE
Gites, vakantiewoningen en -appartementen
Overige recreatie- en ontspanningsactiviteiten, neg
Cateringdiensten op contractbasis en overige diensten in verband met maaltijden
Catering van evenementen
Overige eetgelegenheden