Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 37 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Bernal & PBerg from Brussel, company number BE0763612803, closed financial year 2025 with a result of € 117,002 after tax. For that financial year Bernal & PBerg recorded a gross margin of € 157,390 and equity of € 40,502. Compared with financial year 2024, the result moved from € 116,264 to € 117,002. Profitable, and profit is growing. The buffer shrank hard: equity is 92 % below last year. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 8, 2026.
€ 40,502
▼ 92% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 117,002
▲ 1% vs 2024
Profit after tax over the fiscal year.
€ 19,205
▼ 86% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 554,863 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 2,337
▼ 22% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 1,433
▲ € 1,121 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 10,863
▲ 1% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 188,263 | € 207,537 | € 144,636 | € 157,390 | ▲ 9% |
| Profit after taxes | € 135,013 | € 154,624 | € 116,264 | € 117,002 | ▲ 1% |
| Equity | € 207,476 | € 362,100 | € 478,363 | € 40,502 | ▼ 92% |
| Total debts | € 60,170 | € 58,594 | € 11,635 | € 110,015 | ▲ € 98,380 |
| Cash | € 211,463 | € 188,011 | € 138,498 | € 19,205 | ▼ 86% |
| Retained profit | € 204,976 | € 359,600 | € 475,863 | € 38,002 | ▼ 92% |
| Dividend | € 0 | € 0 | € 0 | € 554,863 | |
| Balance sheet total | € 267,645 | € 420,694 | € 489,998 | € 150,517 | ▼ 69% |
Key figures of Bernal & PBerg, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Bernal & PBerg?
What happened at Bernal & PBerg in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 117,002 (▲ 1% vs 2024). Source: NBB ↗
- Stéphanie Béchet became a director. NBB
- New establishment in Brussel. KBO
- Start of the company according to the CBE. KBO
In short
From € 135,013 profit in 2022 to € 117,002 profit in 2025.
Paid € 163,171 in corporate taxes since 2022.
Best year ever: 2023, with € 154,624 profit.
Paid out € 554,863 in dividends to the owners in total.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Bernal & PBerg is Stéphanie Béchet. Stéphanie Béchet is also behind Maison d'Enfants Reine Marie-Henriette.
Directors
According to the 2025 annual accounts
since 2023
Establishments
Establishment units
Physical locations of this company
Parkdreef 60 box 9
1000 Brussel
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0763.612.803
- VAT number
- BE 0763.612.803
- Registered office
- Parkdreef 60 bus 9, 1000 Brussel
- Names & denominations
- Bernal & PBerg
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 15 February 2021
- Peppol
- Active · Active since 15 Mar 2021
- Activities · NACE
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