Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 13 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
VER.3 from Jodoigne, company number BE0763460472, closed financial year 2025 with a result of € -31,906 after tax. For that financial year VER.3 recorded a gross margin of € 73,575 and equity of € -113,993. Compared with financial year 2024, the result moved from € -21,546 to € -31,906. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.
€ -113,993
▼ € 31,906 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -31,906
▼ 48 % more loss than in 2024
Profit after tax over the fiscal year.
€ 16,499
▲ € 15,824 vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -116,993.
People and assets in 2025
€ 74,835
▼ 7% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 1,650
▼ 25% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 72,241
▼ 18% vs 2024
€ 22,374 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 79,453
▼ 11% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 19,152
▲ 34% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 63,688 | € 86,379 | € 90,766 | € 73,575 | ▼ 19% |
| Profit after taxes | € -49,856 | € -27,167 | € -21,546 | € -31,906 | ▼ € 10,360 |
| Equity | € -33,374 | € -60,541 | € -82,087 | € -113,993 | ▼ € 31,906 |
| Total debts | € 213,316 | € 215,479 | € 203,583 | € 216,897 | ▲ 7% |
| Cash | € 16,155 | € 6,249 | € 675 | € 16,499 | ▲ € 15,824 |
| Retained profit | € -36,374 | € -63,541 | € -85,087 | € -116,993 | ▼ € 31,906 |
| Bank debt | € 133,407 | € 107,304 | € 88,481 | € 72,241 | ▼ 18% |
| Balance sheet total | € 179,943 | € 154,939 | € 121,497 | € 102,904 | ▼ 15% |
Key figures of VER.3, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to VER.3?
What happened at VER.3 in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 31,906. filed late Source: NBB ↗
- New establishment in Jodoigne. KBO
- Start of the company according to the CBE. KBO
In short
From € 49,856 loss in 2022 to € 31,906 loss in 2025.
Paid € 317 in corporate taxes since 2022.
Establishments
Establishment units
Physical locations of this company
Place de la Victoire(Jod.) 6
1370 Jodoigne
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0763.460.472
- VAT number
- BE 0763.460.472
- Registered office
- Place de la Victoire(Jod.) 6, 1370 Jodoigne
- Names & denominations
- VER.3
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 10 February 2021
- Peppol
- Active · Active since 29 Dec 2025
- Activities · NACE
Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen
Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte < 100 m²)
Administratieve en ondersteunende activiteiten ten behoeve van kantoren
Overige niet-gespecialiseerde detailhandel
Overige zakelijke dienstverlening, neg
Detailhandel in groenten en fruit
Niet-gespecialiseerde groothandel in niet-diepgevroren voedingsmiddelen, dranken en genotmiddelen
Diverse administratieve activiteiten ten behoeve van kantoren
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