Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 59 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
R.A.F. IMMO from Bernissart, company number BE0762991508, closed financial year 2025 with a result of € 82,915 after tax. For that financial year R.A.F. IMMO recorded a gross margin of € 118,161 and equity of € 180,590. Compared with financial year 2024, the result moved from € 6,654 to € 82,915. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.
€ 180,590
▲ 85% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 82,915
▲ € 76,261 vs 2024
Profit after tax over the fiscal year.
€ 223,898
▲ 159% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 160,590.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 5,692
▼ 81% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 43,609
▲ 60% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -16,981 | € 141,813 | € 28,532 | € 118,161 | ▲ € 89,629 |
| Profit after taxes | € -23,047 | € 106,889 | € 6,654 | € 82,915 | ▲ € 76,261 |
| Equity | € -15,868 | € 91,021 | € 97,675 | € 180,590 | ▲ 85% |
| Total debts | € 451,916 | € 297,281 | € 277,638 | € 405,716 | ▲ 46% |
| Cash | € 0 | € 80,952 | € 86,496 | € 223,898 | ▲ 159% |
| Retained profit | € -35,868 | € 71,021 | € 77,675 | € 160,590 | ▲ 107% |
| Bank debt | € 247,573 | € 57,000 | € 0 | € 0 | |
| Balance sheet total | € 436,048 | € 388,301 | € 375,313 | € 586,306 | ▲ 56% |
Key figures of R.A.F. IMMO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to R.A.F. IMMO?
What happened at R.A.F. IMMO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 82,915 (▲ € 76,261 vs 2024). filed late Source: NBB ↗
- New establishment in Bernissart. KBO
- Eddy Deman Rafaël became a director. NBB
- Alain Deman became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 23,047 loss in 2022 to € 82,915 profit in 2025.
Paid € 46,361 in corporate taxes since 2022.
Best year ever: 2023, with € 106,889 profit.
Management
Behind R.A.F. IMMO are Eddy Deman Rafaël and Alain Deman.
Directors
According to the 2025 annual accounts
Eddy Deman Rafaël
Director
since 2021
Alain Deman
Director
since 2021
Establishments
Establishment units
Physical locations of this company
Rue du Mont d'Or(Bla) 4/A
7321 Bernissart
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0762.991.508
- VAT number
- BE 0762.991.508
- Registered office
- Rue du Mont d'Or(Bla) 4/A, 7321 Bernissart
- Names & denominations
- R.A.F. IMMO
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 5 February 2021
- Peppol
- Active · Active since 1 Sept 2025
- Activities · NACE
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