Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
-
Tight liquidity NBB
Cash and receivables cover 6 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
TER WAL INVEST from Lievegem, company number BE0762925883, closed financial year 2025 with a result of € 8,112 after tax. For that financial year TER WAL INVEST recorded a gross margin of € 53,304 and equity of € -4,894. Compared with financial year 2024, the result moved from € 4,082 to € 8,112. Profitable, and profit is growing. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 22, 2026.
€ -4,894
▲ € 8,112 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 8,112
▲ 99% vs 2024
Profit after tax over the fiscal year.
€ 5,139
▲ 7% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -9,894.
Debts at end 2025
€ 711,827
▼ 5% vs 2024
€ 40,768 is repaid this year. At this pace the long-term loan is gone in ≈ 17 years.
€ 1,127
▼ 70% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 80
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 36,850 | € 45,599 | € 51,198 | € 53,304 | ▲ 4% |
| Profit after taxes | € 19,161 | € -37 | € 4,082 | € 8,112 | ▲ 99% |
| Equity | € -17,051 | € -17,088 | € -13,005 | € -4,894 | ▲ € 8,112 |
| Total debts | € 913,966 | € 878,127 | € 848,584 | € 806,519 | ▼ 5% |
| Cash | € 4,065 | € 4,508 | € 4,790 | € 5,139 | ▲ 7% |
| Land & buildings | € 882,898 | € 849,358 | € 815,818 | € 782,278 | ▼ 4% |
| Retained profit | € -22,051 | € -22,088 | € -18,005 | € -9,894 | ▲ € 8,112 |
| Bank debt | € 818,301 | € 781,008 | € 751,906 | € 711,827 | ▼ 5% |
| Balance sheet total | € 896,915 | € 861,039 | € 835,578 | € 801,625 | ▼ 4% |
Key figures of TER WAL INVEST, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to TER WAL INVEST?
What happened at TER WAL INVEST in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 8,112 (▲ 99% vs 2024). Source: NBB ↗
- New establishment in Lievegem. KBO
- Start of the company according to the CBE. KBO
In short
From € 19,161 profit in 2022 to € 8,112 profit in 2025.
Best year ever: 2022, with € 19,161 profit.
A new publication or filing at TER WAL INVEST? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of MSG comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
TER WAL INVESTBehind TER WAL INVEST are Melien Kine and MSG BV. The shares are held by MSG (50%).
Directors
According to the 2025 annual accounts
Director · represented by Immesoete Melina
Shareholders
50%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Ter Wal 1/A
9930 Lievegem
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Self-hosted
Hosting
COMBELL-AS, BE
Website info
Features
Security
Network
Details
- Company number
- 0762.925.883
- VAT number
- BE 0762.925.883
- Registered office
- Ter Wal 1/A, 9930 Lievegem
- Names & denominations
- TER WAL INVEST
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 4 February 2021
- Peppol
- Active · Active since 4 Mar 2024
- Contact
- terwal-invest.be
- Activities · NACE
Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen
Handelsbemiddeling in de groothandel in hout en bouwmaterialen