HypoJo is filed with the CBE under the catch-all “Overige zakelijke dienstverlening”, a code that says little about what the company actually does. Private Limited, started on 2 February 2021, 1 establishment.

What is the address of HypoJo?

The registered office of HypoJo is located at Varendreef 9, 9250 Waasmunster.

Is HypoJo still active?

Yes. According to the CBE (29 October 2026) HypoJo is active, legal situation “Normale toestand”, started on 2 February 2021.

Is HypoJo registered on Peppol?

Yes, HypoJo is registered on the Peppol network with ID 0208:0762813938.

What is the enterprise number of HypoJo?

The enterprise number of HypoJo is BE0762813938.

When was HypoJo founded?

HypoJo was founded on 2 February 2021.

Who are the directors of HypoJo?

According to the 2025 annual accounts, the directors of HypoJo are: Joachim De Zutter.

Is HypoJo a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 2 February 2021; 5 annual accounts filed, latest fiscal year 2025; 1 directors known from the annual account.

How much profit did HypoJo make in 2025?

HypoJo posted a profit after taxes of € 33,985 in financial year 2025.

What is the revenue of HypoJo?

As a small company, HypoJo is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 52,281.

HypoJo (Private Limited) - Waasmunster - BE0762813938

Dossier HypoJo, printed on 29 October 2026 from databakkes.be/en/0762813938/hypojo. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Financials

Financial year 2025

HypoJo from Waasmunster, company number BE0762813938, closed financial year 2025 with a result of € 33,985 after tax. For that financial year HypoJo recorded a gross margin of € 52,281 and equity of € 84,945. Compared with financial year 2024, the result moved from € 35,374 to € 33,985. The company is profitable. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 23, 2026.

What it is worth Healthy

€ 84,945

▼ 42% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Healthy

€ 33,985

▼ 4% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 23,820

▲ € 22,206 vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 94,797 paid out

More than the year’s profit went to the shareholders; reserves fell.

People and assets in 2025

Full-time equivalents estimate The annual accounts report no full-time equivalents. A micro company with one active director is usually run by that person; this is an assumption, not a figure from the source.

≈ 1

No payroll staff. One director, so that person most likely runs the business.

Vehicles and equipment

€ 17,136

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 3 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 45,072

▲ € 43,073 vs 2024

€ 14,616 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.

Owed to suppliers

€ 2,217

▼ 37% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes

€ 22,993

▲ 5% vs 2024

Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 44,474 Gross margin 2022: € 44,474 First fiscal year in the series	€ 106,955 Gross margin 2023: € 106,955 ▲ 140% vs 2022 (€ 44,474) Favourable step	€ 47,859 Gross margin 2024: € 47,859 ▼ 55% vs 2023 (€ 106,955) Unfavourable step	€ 52,281 Gross margin 2025: € 52,281 ▲ 9% vs 2024 (€ 47,859) Favourable step	▲ 9%
Profit after taxes	€ 34,110 Profit after taxes 2022: € 34,110 First fiscal year in the series	€ 82,341 Profit after taxes 2023: € 82,341 ▲ 141% vs 2022 (€ 34,110) Favourable step	€ 35,374 Profit after taxes 2024: € 35,374 ▼ 57% vs 2023 (€ 82,341) Unfavourable step	€ 33,985 Profit after taxes 2025: € 33,985 ▼ 4% vs 2024 (€ 35,374) Unfavourable step	▼ 4%
Equity	€ 28,043 Equity 2022: € 28,043 First fiscal year in the series	€ 110,384 Equity 2023: € 110,384 ▲ 294% vs 2022 (€ 28,043) Favourable step	€ 145,758 Equity 2024: € 145,758 ▲ 32% vs 2023 (€ 110,384) Favourable step	€ 84,945 Equity 2025: € 84,945 ▼ 42% vs 2024 (€ 145,758) Unfavourable step	▼ 42%
Total debts	€ 31,057 Total debts 2022: € 31,057 First fiscal year in the series	€ 43,627 Total debts 2023: € 43,627 ▲ 40% vs 2022 (€ 31,057) Unfavourable step	€ 27,421 Total debts 2024: € 27,421 ▼ 37% vs 2023 (€ 43,627) Favourable step	€ 70,282 Total debts 2025: € 70,282 ▲ 156% vs 2024 (€ 27,421) Unfavourable step	▲ 156%
Cash	€ 27,503 Cash 2022: € 27,503 First fiscal year in the series	€ 17,655 Cash 2023: € 17,655 ▼ 36% vs 2022 (€ 27,503) Unfavourable step	€ 1,614 Cash 2024: € 1,614 ▼ 91% vs 2023 (€ 17,655) Unfavourable step	€ 23,820 Cash 2025: € 23,820 ▲ € 22,206 vs 2024 (€ 1,614) Favourable step	▲ € 22,206
Retained profit	€ 25,543 Retained profit 2022: € 25,543 First fiscal year in the series	€ 107,884 Retained profit 2023: € 107,884 ▲ € 82,341 vs 2022 (€ 25,543) Favourable step	€ 143,258 Retained profit 2024: € 143,258 ▲ 33% vs 2023 (€ 107,884) Favourable step	€ 82,445 Retained profit 2025: € 82,445 ▼ 42% vs 2024 (€ 143,258) Unfavourable step	▼ 42%
Dividend	€ 7,143 Dividend 2022: € 7,143 First fiscal year in the series	€ 0 Dividend 2023: € 0 ▼ 100% vs 2022 (€ 7,143) Unchanged	€ 0 Dividend 2024: € 0 Unchanged (€ 0) Unchanged	€ 94,797 Dividend 2025: € 94,797 Unchanged (€ 0) Unchanged
Bank debt	€ 0 Bank debt 2022: € 0 First fiscal year in the series	€ 10,000 Bank debt 2023: € 10,000 Unchanged (€ 0) Unfavourable step	€ 1,999 Bank debt 2024: € 1,999 ▼ 80% vs 2023 (€ 10,000) Favourable step	€ 45,072 Bank debt 2025: € 45,072 ▲ € 43,073 vs 2024 (€ 1,999) Unfavourable step	▲ € 43,073
Balance sheet total	€ 59,100 Balance sheet total 2022: € 59,100 First fiscal year in the series	€ 154,011 Balance sheet total 2023: € 154,011 ▲ 161% vs 2022 (€ 59,100) Unchanged	€ 173,179 Balance sheet total 2024: € 173,179 ▲ 12% vs 2023 (€ 154,011) Unchanged	€ 155,227 Balance sheet total 2025: € 155,227 ▼ 10% vs 2024 (€ 173,179) Unchanged	▼ 10%

Key figures of HypoJo, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to HypoJo?

What happened at HypoJo in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Jul 23, 2026 New annual accounts for financial year 2025: profit of € 33,985 (▼ 4% vs 2024). Source: NBB ↗
Feb 2, 2021 New establishment in Waasmunster. KBO
Feb 2, 2021 Start of the company according to the CBE. KBO

In short

From € 34,110 profit in 2022 to € 33,985 profit in 2025.

Paid € 52,814 in corporate taxes since 2022.

Best year ever: 2023, with € 82,341 profit.

Paid out € 101,940 in dividends to the owners in total.

Original PDFs at the National Bank ↗

Management

Joachim De Zutter

HypoJo

Resolvus Agency 22%

Behind HypoJo is Joachim De Zutter. It owns 22% of Resolvus Agency itself.

Directors

According to the 2025 annual accounts

Joachim De Zutter

Director

Also active at: RESOLVUS AGENCY

Establishments

Establishment units

Physical locations of this company

Registered office

Varendreef 9

9250 Waasmunster

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number: 0762.813.938
VAT number: BE 0762.813.938
Registered office: Varendreef 9, 9250 Waasmunster
Names & denominations: HypoJo
Enterprise type: Rechtspersoon
Legal form: Private limited company
Legal situation: Normale toestand
Start date: 2 February 2021
Peppol: Active · Active since 19 Dec 2024
Activities · NACE: Overige zakelijke dienstverlening, neg

View on CBE Public ↗ Annual accounts (NBB) ↗