Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 46 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
SMARTH VERZEKEREN from Lier, company number BE0762747523, closed financial year 2025 with a result of € 16,238 after tax. For that financial year SMARTH VERZEKEREN recorded revenue of € 119,258 and equity of € 31,279. Compared with financial year 2024, the result moved from € 4,804 to € 16,238. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 15, 2026.
€ 31,279
▲ 108% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 16,238
▲ 238% vs 2024
Profit after tax over the fiscal year.
€ 11,588
▲ 37% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 22,279.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 916
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 125,368
▼ 17% vs 2024
€ 25,355 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 886
▲ € 729 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 4,975
▲ 6% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | - | € 102,796 | € 108,685 | € 119,258 | ▲ 10% |
| Gross margin | € 20,410 | € 33,616 | € 32,349 | € 46,973 | ▲ 45% |
| Profit after taxes | € -2,617 | € 5,979 | € 4,804 | € 16,238 | ▲ 238% |
| Equity | € 4,258 | € 10,237 | € 15,041 | € 31,279 | ▲ 108% |
| Total debts | € 205,332 | € 178,094 | € 155,138 | € 131,229 | ▼ 15% |
| Cash | € 1,685 | € 3,543 | € 8,440 | € 11,588 | ▲ 37% |
| Retained profit | € -4,742 | € 1,237 | € 6,041 | € 22,279 | ▲ 269% |
| Bank debt | € 198,821 | € 174,764 | € 150,282 | € 125,368 | ▼ 17% |
| Balance sheet total | € 209,590 | € 188,331 | € 170,179 | € 162,508 | ▼ 5% |
Key figures of SMARTH VERZEKEREN, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to SMARTH VERZEKEREN?
What happened at SMARTH VERZEKEREN in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 16,238 (▲ 238% vs 2024). Source: NBB ↗
- New establishment in Lier. KBO
- Geert Slagmolen became a director. NBB
- Noaquin BV became a director. NBB
- Nate Management BV became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 2,617 loss in 2022 to € 16,238 profit in 2025.
Paid € 5,925 in corporate taxes since 2022.
Best year ever: 2025, with € 16,238 profit.
A new publication or filing at SMARTH VERZEKEREN? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind SMARTH VERZEKEREN are Geert Slagmolen, Noaquin BV and Nate Management BV. Geert Slagmolen is also behind GEANNCO. Noaquin BV is also behind aldibo and MARTIN-HEYLEN. Nate Management BV is also behind aldibo and MARTIN-HEYLEN.
Directors
According to the 2025 annual accounts
since 2021
since 2021
since 2021
Establishments
Establishment units
Physical locations of this company
Paradeplein 5
2500 Lier
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0762.747.523
- VAT number
- BE 0762.747.523
- Registered office
- Paradeplein 5, 2500 Lier
- Names & denominations
- SMARTH VERZEKEREN
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 1 February 2021
- Peppol
- Active · Active since 16 Jun 2025