Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 43 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
CABINET MEDICAL E. RAGUZZI ET F. DALL’ARMELLINA from Montigny-le-Tilleul, company number BE0762743563, closed financial year 2025 with a result of € 128,549 after tax. For that financial year CABINET MEDICAL E. RAGUZZI ET F. DALL’ARMELLINA recorded a gross margin of € 180,404 and equity of € 4,500. Compared with financial year 2024, the result moved from € 170,345 to € 128,549. The company is profitable. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 22, 2026.
€ 4,500
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 128,549
▼ 25% vs 2024
Profit after tax over the fiscal year.
€ 225,925
▲ 2% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 128,549 paid out
100 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
€ 4,635
▲ 100% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 9,068
▼ 42% vs 2024
€ 6,787 is repaid this year. At this pace the long-term loan is gone in ≈ 1 years.
€ 400
▼ 32% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 23,139
▼ 68% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 120,094 | € 197,704 | € 236,750 | € 180,404 | ▼ 24% |
| Profit after taxes | € 86,807 | € 143,296 | € 170,345 | € 128,549 | ▼ 25% |
| Equity | € 174,493 | € 317,789 | € 4,500 | € 4,500 | |
| Total debts | € 80,531 | € 71,061 | € 499,990 | € 551,715 | ▲ 10% |
| Cash | € 145,974 | € 177,719 | € 220,559 | € 225,925 | ▲ 2% |
| Retained profit | € 169,993 | € 313,289 | € 0 | € 0 | |
| Dividend | € 0 | € 0 | € 483,634 | € 128,549 | ▼ 73% |
| Bank debt | € 28,922 | € 23,848 | € 15,770 | € 9,068 | ▼ 42% |
| Balance sheet total | € 255,024 | € 388,850 | € 504,490 | € 556,215 | ▲ 10% |
Key figures of CABINET MEDICAL E. RAGUZZI ET F. DALL’ARMELLINA, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to CABINET MEDICAL E. RAGUZZI ET F. DALL’ARMELLINA?
What happened at CABINET MEDICAL E. RAGUZZI ET F. DALL’ARMELLINA in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 128,549 (▼ 25% vs 2024). Source: NBB ↗
- New establishment in Montigny-le-Tilleul. KBO
- Start of the company according to the CBE. KBO
In short
From € 86,807 profit in 2022 to € 128,549 profit in 2025.
Paid € 156,019 in corporate taxes since 2022.
Best year ever: 2024, with € 170,345 profit.
Paid out € 612,183 in dividends to the owners in total.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind CABINET MEDICAL E. RAGUZZI ET F. DALL’ARMELLINA are François DALL'ARMELLINA and Elsa RAGUZZI.
Directors
According to the 2025 annual accounts
François DALL'ARMELLINA
Director
Elsa RAGUZZI
Director
Establishments
Establishment units
Physical locations of this company
Rue de la Place 72
6110 Montigny-le-Tilleul
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0762.743.563
- VAT number
- BE 0762.743.563
- Registered office
- Rue de la Place 72, 6110 Montigny-le-Tilleul
- Names & denominations
- CABINET MEDICAL E. RAGUZZI ET F. DALL’ARMELLINA · RD MEDIC
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 1 February 2021
- Peppol
- Active · Active since 5 Mar 2026