Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 1 of the last 4 fiscal years.
-
Tight liquidity NBB
Cash and receivables cover 39 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
FINISTA from Antwerpen, company number BE0760962129, closed financial year 2025 with a result of € 56,595 after tax. For that financial year FINISTA recorded a gross margin of € 480,352 and equity of € -3,039. Compared with financial year 2024, the result moved from € 64,735 to € 56,595. The company is profitable. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 9, 2026.
€ -3,039
▼ € 28,405 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 56,595
▼ 13% vs 2024
Profit after tax over the fiscal year.
€ 30,741
▼ 67% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 85,000 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
0
Average over the fiscal year, from the social balance sheet.
€ 260,946
▲ 18% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 13,188
▼ 31% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 849,843
▼ 11% vs 2024
€ 103,197 is repaid this year. At this pace the long-term loan is gone in ≈ 8 years.
€ 12,159
▼ 40% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 29,147
▼ 27% vs 2024
Wages, holiday pay and social contributions still to pay. No outstanding taxes.
Want to see how much further we take a dossier in the Pro version? Open the free De Lijn example and give feedback →
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 402,130 | € 482,717 | € 460,983 | € 480,352 | ▲ 4% |
| Profit after taxes | € 30,749 | € 58,176 | € 64,735 | € 56,595 | ▼ 13% |
| Equity | € 82,455 | € 140,631 | € 25,366 | € -3,039 | ▼ € 28,405 |
| Total debts | € 812,251 | € 1,115,049 | € 1,192,602 | € 960,466 | ▼ 19% |
| Cash | € 48,298 | € 18,668 | € 93,694 | € 30,741 | ▼ 67% |
| Land & buildings | - | € 414,058 | € 383,473 | € 362,580 | ▼ 5% |
| Retained profit | € 72,455 | € 130,631 | € 15,366 | € -13,039 | ▼ € 28,405 |
| Dividend | € 0 | € 0 | € 180,000 | € 85,000 | ▼ 53% |
| Bank debt | € 745,908 | € 1,051,014 | € 951,286 | € 849,843 | ▼ 11% |
| Balance sheet total | € 894,706 | € 1,255,680 | € 1,217,968 | € 957,427 | ▼ 21% |
Key figures of FINISTA, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to FINISTA?
What happened at FINISTA in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 56,595 (▼ 13% vs 2024). Source: NBB ↗
- New establishment in Antwerpen. KBO
- New establishment in Antwerpen. KBO
- Start of the company according to the CBE. KBO
- Stef Willemsens became a director. NBB
- Nick Adriaenssens became a director. NBB
In short
From € 30,749 profit in 2022 to € 56,595 profit in 2025.
Paid € 68,546 in corporate taxes since 2022.
Best year ever: 2024, with € 64,735 profit.
Paid out € 265,000 in dividends to the owners in total.
A new publication or filing at FINISTA? We notify you, reason included.
Follow FINISTADatabakkes Pro
Know what changes at your customers, suppliers and competitors. Without reading an annual account.
- Follow them in one folder Every company in your folder gets this full dossier: household book, all fiscal years, benchmark against companies of the same size.
- We alert you, with the reason New annual account, Official Gazette publication or status change: you get what changed and where it says so.
- In bulk too, and in ChatGPT and Claude Upload your customer list and get the warning signs back per company. Or ask in your own AI assistant, with this register as the source.
Databakkes Pro is being built. Sign up now and you are first in line for an invitation, with a month to try without a credit card.
De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind FINISTA are Stef Willemsens and Nick Adriaenssens. The shares are held by Stef Willemsens and Nick Adriaenssens.
Directors
According to the 2025 annual accounts
Stef Willemsens
Director
Is a shareholder
since 2021
Nick Adriaenssens
Director
Is a shareholder
since 2021
Shareholders
Stef Willemsens · director
Nick Adriaenssens · director
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Mastplein 115
2610 Antwerpen
Mastplein 58
2610 Antwerpen
Active since 7 January 2021
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0760.962.129
- VAT number
- BE 0760.962.129
- Registered office
- Mastplein 115, 2610 Antwerpen
- Names & denominations
- FINISTA
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 7 January 2021
- Peppol
- Active · Active since 18 Apr 2025
- Activities · NACE
Agenten en makelaars in bankdiensten
Overige ondersteunende activiteiten in verband met financiële diensten, neg, exclusief verzekeringen en pensioenfondsen
Activiteiten van verzekeringsagenten en -makelaars