Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 6 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
MARIANI ARNAUD from Walcourt, company number BE0760795051, closed financial year 2025 with a result of € 135,675 after tax. For that financial year MARIANI ARNAUD recorded a gross margin of € 123,621 and equity of € 7,500. Compared with financial year 2024, the result moved from € 134,662 to € 135,675. Profitable, and profit is growing. The buffer shrank hard: equity is 97 % below last year. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on March 10, 2026.
€ 7,500
▼ 97% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 135,675
▲ 1% vs 2024
Profit after tax over the fiscal year.
€ 25,543
▼ 63% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 416,496 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
€ 3,141
▼ 48% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 450,068
▼ 15% vs 2024
€ 84,341 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 3,250
▲ 40% vs 2024
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 117,882 | € 112,721 | € 119,651 | € 123,621 | ▲ 3% |
| Profit after taxes | € 121,866 | € 91,308 | € 134,662 | € 135,675 | ▲ 1% |
| Equity | € 191,101 | € 268,659 | € 288,320 | € 7,500 | ▼ 97% |
| Total debts | € 734,773 | € 627,598 | € 645,802 | € 870,120 | ▲ 35% |
| Cash | € 64,638 | € 20,774 | € 69,643 | € 25,543 | ▼ 63% |
| Retained profit | € 183,601 | € 261,159 | € 280,820 | € 0 | ▼ 100% |
| Dividend | € 800 | € 13,750 | € 115,000 | € 416,496 | ▲ 262% |
| Bank debt | € 705,365 | € 607,570 | € 528,145 | € 450,068 | ▼ 15% |
| Balance sheet total | € 925,874 | € 896,256 | € 934,122 | € 877,620 | ▼ 6% |
Key figures of MARIANI ARNAUD, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to MARIANI ARNAUD?
What happened at MARIANI ARNAUD in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 135,675 (▲ 1% vs 2024). Source: NBB ↗
- New establishment in Walcourt. KBO
- Start of the company according to the CBE. KBO
In short
From € 121,866 profit in 2022 to € 135,675 profit in 2025.
Paid € 110,082 in corporate taxes since 2022.
Best year ever: 2025, with € 135,675 profit.
Paid out € 546,046 in dividends to the owners in total.
Management
Behind MARIANI ARNAUD is Arnaud MARIANI. It owns 60% of AFC INSURANCE ACRES itself.
Directors
According to the 2025 annual accounts
Establishments
Establishment units
Physical locations of this company
Allée des Perdrix(Gou) 2 box 1
5651 Walcourt
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0760.795.051
- VAT number
- BE 0760.795.051
- Registered office
- Allée des Perdrix(Gou) 2 bus 1, 5651 Walcourt
- Names & denominations
- MARIANI ARNAUD
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 4 January 2021
- Peppol
- Active · Active since 22 Dec 2025
- Activities · NACE
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies
Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering
Activiteiten van verzekeringsagenten en -makelaars